Author: emmarni

Here Is Why You Are Not Qualified For MTN Quick Loan
Do you ever need money so badly and decide to borrow money from MTN Quickloan only to dial the shortcode and be told ‘You do not qualify’?

It happens in our daily lives, and if you are a man, you have experienced what I am talking about at least once in your life.

When you find yourself in this situation, you will have no option other than to borrow from someone and then pay later.

Sometimes you will be lucky and get a loan, but you will never get one if you are not lucky like us.

Luckily for us, MTN decided to come to our aid. They brought MTN Quick loan. Quick loan is a service that gives loans to you for you to pay within a month with a little interest.

This service has helped a lot of us, as it helps nobody see that we are broke.

How To Request For MTN Quickloan
1. Dial the MTN mobile money shortcode *170#
2. Select 5: Financial Service
3. Choose 3 for loans
4. Select MTN Quickloan or any other type of loan you want
5. Select 1: Get a loan
6. Enter your Mobile Money PIN to continue
7. Type in the amount you want to collect as a loan
But some people don’t get to qualify for these loans. Imagine when you need a loan, and then you decide to follow these simple steps only to find out you don’t qualify for a loan.

That’s why in this article, I am going to take you through why MTN Quickloan is refusing to give you a loan.

Here Is Why You Are Not Qualified For MTN Quickloan

Your SIM card Is New

Yes, Quickloan is a business, and for that matter, they need to make sure they don’t run at a loss. They are helping you, and you pay back with a little tip.

You might not be qualified for loans when your SIM card is new. This step ensures nobody buys a sim and then collects the loan and after that throws away the sim.

What To Do?

One thing you need to be doing is to use your MTN Simcard for quite some time before you will be eligible for a loan. You will only get a loan if you are an existing mobile money user.

You Don’t Make Transactions On Your Mobile Money Account.

Not sending and receiving money on your mobile money account is one thing that may be limiting you from getting a loan.

Before MTN gives you this loan, they have to check if you have been making transactions on your mobile money account. This step is to check if you can pay on time.

What To Do?

MTN QuickLoans is given to active mobile money users. This is to ensure users can pay back so that MTN can also give the money to another person in need.

To qualify for MTN QuickLoan, you will need to prove to MTN that you can pay your loan after it has been given to you and one way to let them know that is by making transactions on your mobile money account.

You Didn’t Pay Your Previous Loan On Time.

Luckily for you, you got the chance to collect a loan, but you didn’t pay within the given month period. And then later paid with a penalty fee.

When you are looking for a new loan, it will be hard to get the loan. Simply because the loan service will think you are not going to pay again.

So if you have been wondering why you are still not qualified for MTN Quickloan even though your sim card is not new, then this might be one of the reasons.

How To Qualify For MTN Loan

To qualify for an MTN loan, follow these steps:
1. MTN Mobile Money Account: Ensure that you have an active MTN Mobile Money account. If you don’t have one, you will need to register for MTN Mobile Money.
2. Regular Usage: Use your MTN Mobile Money account regularly for transactions such as sending money, receiving money, and making payments.
3. Transaction History: Maintain a positive transaction history on your MTN Mobile Money account. Regular and consistent usage of the service may improve your chances of qualifying for a loan.
4. Adequate Balance: Keep a sufficient balance in your MTN Mobile Money account. Lenders may consider your account balance and usage patterns when determining your eligibility for a loan.
5. Repayment of Previous Loans: If you have taken loans from MTN Mobile Money before, ensure that you have repaid them on time. Timely repayment enhances your creditworthiness.
6. Check Loan Eligibility: Dial the appropriate USSD code to check your eligibility for a loan. MTN will provide information on whether you qualify and the loan amount you can access.
7. Follow Application Procedures: If you meet the eligibility criteria, follow the provided instructions for the loan application. This may involve dialing a specific USSD code or using the MTN Mobile Money app.
8. Wait for Confirmation: After applying, wait for confirmation regarding the approval or rejection of your loan request. MTN will communicate the decision to you through SMS or within the Mobile Money app.
9. Loan Repayment Terms: Understand the terms and conditions of the loan, including the repayment period and any associated fees. Ensure that you are comfortable with the terms before accepting the loan.
10. Prompt Repayment: If approved, make sure to repay the loan on time. Timely repayment not only maintains a positive credit history but may also increase your chances of qualifying for larger loan amounts in the future.
Remember to check with MTN for specific details, terms, and conditions regarding their loan services as these may vary.

As soon as a loan is given to you, the platform will monitor how you will decide to pay back, whether on time or you will let the days given to you pass.

If you don’t ever want to be rejected when applying for MTN QuickLoan, then you should try and do your best to pay your loans on time.
Paying loans on time gives you the ability to get higher loans when you need another one.

You can check out how to use the MTN midnight bundle in the daytime and also if you have an MTN bonus that is due to expire and you have been wondering if there is a way to extend this bonus, the answer is yes, you can, we have an article taking you through how to extend your MTN bonus for another 7 days.

Conclusion

Mobile Money Quickloan is here to stay and help us. I will urge everybody to pay on time so that these banks will get money to give to other people in need.

So to the one reading this, have you ever collected Quickloan before?

Or you be one of the ‘Dadabees’?
August 14, 2025
How To Enable WhatsApp Dark Mode On Android
WhatsApp has finally rolled out a dark mode feature after many months of users requesting this feature.

This dark mode feature uses dark hues and is not completely black as we all expected it to be but we believe the black mode will be out soon.

It is great news to see this dark mode feature on this messaging app as it will help users feel comfortable using the app, especially at night, you also get to choose “set by battery saver” mode.

After you enable this dark mode feature on this messaging app, the color scheme applies to the chats menu, calls tab, settings, contact list, status, and other menus making the app dark.

How To Enable WhatsApp Dark Mode On Android
1. Go to settings
  Chats
  Under Display select the theme
  Then choose dark to enable the dark mode feature.
You can also choose set by battery saver: when this feature is selected, WhatsApp will automatically turn to dark mode when you are on a battery-saving mode.

Before you can enjoy this WhatsApp dark mode feature you have to download the latest WhatsApp beta version 2.20.13 from Google Play Store.
August 14, 2025
Here Is What’s New In WhatsApp Latest Beta Update 2.21.21.5

WhatsApp has recently submitted a new app update to the google play store but first to the Google Play Beta Program.
Making it available to the beta testers in the meantime. The version of this new update is 2.21.21.5.

In this short article, we are going to cover what’s new in this new update and why you need to update now.

The latest App update is all focused on backup, it is not necessarily based on how you back up but rather how encrypted those backups are.

At first, users were losing their chat histories anytime they change their phones or lose their phones.

Whatsapp thought of that and launched a new backup feature that allows users to backup their chats to their Google Drive.

This new feature was really helpful until users started complaining about the backups not being end to end encrypted.

In this new update, users can now back up their chats end to end encrypted. Here is how the end to end backups will work.

Users who want their backups to be end to end encrypted will have the option to choose a personal password or a 64 encryption key.

One thing users should note about an end to end encrypted backups is that, when you lose or forget your password or your 64 encryption key, WhatsApp can not help you retrieve it back therefore it is advisable to always use a password you can remember.

If you are also going to use the 64-bit encryption keys, you should always make sure you hide it in a place that you will be able to always get access to Incase you are restoring your backups.

After setting up your code, WhatsApp will always ask you to type in your password anytime you are about to make a backup to your Google Drive.

The same is to when you want to restore your chat from Google Drive.

So guys this is the latest update in WhatsApp beta, currently, only the beta testers can update their up and start using this new feature.

It is going to be rolled out to everyone very soon. If you still want to try out this latest beta update, you can download the beta version 2.21.21.5 from another website like apkmirror.

Do you want more WhatsApp tutorials? then check out how to make it hard for people to add you to WhatsApp without your consent.

WhatsApp also announced bringing in a new feature, click here to read about this awesome upcoming feature.

August 14, 2025
How To Make Windows Greet Or Welcome You At Startup

Have you ever wanted to know how to make Windows greet you or welcome you with a custom voice message at startup or How do you make your computer say hello when you log in?

At the end of this article, I will be guiding you step by step on how to make your computer greet you on startup.

Before we get started with the steps on making Windows greet you at startup, I am going, to be honest with you and tell you that it is a simple step-by-step procedure and I will be guiding you with pictures and examples for easy setup and understanding

Here Are The Steps On How To Make Windows Greet You At Startup:

1. Click on Start.

2. Navigate to All Programs, Accessories and Notepad. Copy and paste the exact code given below.

Dim speaks, speech
speaks=”Welcome to your PC,Username”
Set speech=CreateObject(“sapi.spvoice”)
speech.Speak speaks
3. Replace Username with your own name.

4. Click on File Menu, Save As, select All Types in Save as Type option, and save the file as Welcome.vbs or “*.vbs“.

5. Copy the saved file.
6. Navigate to C:Documents and Settings>All Users>Start MenuProgramsStartup (in Windows XP).
And to C:Users {User-Name}AppData>Roaming>MicrosoftWindowsStart MenuProgramsStartup (in Windows 10, Windows 8, Windows 7, and Windows Vista) if C: is your System drive.
AppData is a hidden folder. So, you will need to select Showing Hidden Folders in the Folder Options to locate it. If you have trouble locating the startup folder, press Windows key+R type shell: startup in the Run dialogue box and press Enter. The startup folder will open.

7. Paste the file.

Note: For best results and quality hearing on making windows greet you, it is recommended to change the sound scheme to No Sounds.

You can change the sound scheme to No Sounds by following the steps given below:-
Go to Control Panel. Then click on Switch to Classic View, Then Click on Sounds and Audio Devices.

Then click on the Sounds Tab and select No Sounds from the Sound Scheme option.

If you wish to save your Previous Sound Scheme, you can save it by clicking Yes in the popup menu, and clicking on OK.

August 14, 2025
WhatsApp Is Bringing A New Feature; Here Is Everything You Need To Know

WhatsApp is bringing a new feature that is going to change the way we listen to audios on the app.

WhatsApp has been people’s favorite when it comes to sending and receiving messages.
The app makes sending and receiving messages easy because of how easy it Is to use, also WhatsApp makes sure no matter how small your data is, you can browse and do almost everything on the app.
Every time, the platform continues bringing in new features that will make their users get stuck on the app.

Recently WhatsApp introduced the “Linked Device” feature which now allows users to use WhatsApp on two or more separate devices.

At first, it was not all that easy to use WhatsApp on two or more devices, WhatsApp only worked on one device and it was “a one device per number” app.

This new feature has become one of the most loved features among all the features WhatsApp has implemented.

And now WhatsApp is going to make their users love the app more.
Do you see how hard it is to listen to audio in WhatsApp?

Anytime you are listening to audio sent by the person you are chatting with, it gets hard to listen especially when you don’t have a headset.

This is because the audio uses the sensor on your phone to know whether you are listening to it or have stopped so that it also stops.

Also when someone sends you long audio, you can’t leave the chat to message someone else unless you have finished listening to that audio.

When you decide to pause that audio, you will come back and listen to the audio from the beginning.

WhatsApp recently implemented a new feature that helps you fast-forward the audios, and now they are bringing In a new feature that is focused on making sure you get the best out of audio features In WhatsApp.

Now WhatsApp is bringing a new media player that will help you listen to audio anywhere.
Yes, you hear me right, anywhere. Now you don’t have to worry about leaving one chat when listening to audio sent by one of your contacts.

With this new player, you can play a voice recording from friend A and then leave the chat to read a message from friend B and your audio will still be playing.

This new feature is currently under development and will be out to WhatsApp beta testers soon.
Are you a beta tester?
Whatsapp beta tester program on the Google play store is currently full but you can download the beta versions from third-party sites like apkmirror and co.

So to the one reading this, are you ready for this new feature?

Do you want more WhatsApp stories? check out how to know if someone has saved your number using WhatsApp and also how to find someone on WhatsApp without a phone. number.

August 12, 2025
MTN Has Postponed The Implementation Date For The Mobile Money ID Requirement: Here Is Why

Recently MTN Ghana is stepping up its game when it comes to transactions on the mobile money service.

MTN mobile Money has been in existence for more than ten years now.

And ever since the platform was launched, it has changed the lives of Ghanaians.

Aside from helping us send and receive money at ease, the platform also comes with MTN Quickloan which gives you a loan, and then you pay back later. People sometimes complain about not being eligible for the MTN Quickloan offer, if you are one of them, then I will suggest you read our article on why you might not be qualified for the MTN Quick loan service.

Before the invention of mobile money, people were finding it difficult to send and receive money.

Since MTN group launched the MTN mobile money service, it’s used by Ghanaians almost every day.

But some people who call themselves fraudsters were doing their best to tarnish the image of the mobile money service.

What these fraudsters do is call people and tricking them in a way to steal their money.

It’s through this trick we got to hear of ‘sister now ooo, London.’

These fraudsters have succeeded in doing it to people by tricking them into getting access to their mobile money account and draining the accounts.

MTN has been doing its best to stop these fraudsters by giving us numbers to report such incidents.

Also, they have integrated an option in the mobile money shortcode to report a fraudulent mobile number.

And now MTN is going to make it harder for fraudsters to steal people’s money.

To do this, they decided to roll out a new policy called “No ID Card, No Cash Out.”
The new policy will make sure you can only withdraw mobile money with a national id card, be it a voter’s ID card, health insurance, passport, driver’s license, and many more.

But recently, MTN has decided to postpone the date for the implementation. So why have they decided to wait?

MTN decided to roll this new policy out in February, but after thinking twice, they have decided to roll it out in April.

So Why Has MTN Postponed The Implementation Date For The Mobile Money ID Requirement?

They decided to postpone in other to take their time and educate the public first. Because if they choose to be in a rush, the same fraudsters will try and take advantage of this and continue to steal people’s money.

So to the one reading this, are you ready for this new regulation?

Update: And now the new policy has been working, now you can only withdraw your MTN mobile money with a valid ID card, however we have an article taking you through 5 easy ways to withdraw MTN mobile money if you don’t have an ID card with you.

August 10, 2025
WhatsApp To Stop Working on These Phones After Dec 31

Update: WhatsApp is again going to stop working on some operation systems this November 2021, you might want to check out the latest article covering the phones that will not support WhatsApp after November 1, 2021.

Whatsapp made it known to us that it is soon going to block certain users. This ban is not about the unofficial WhatsApp version ban we already know, like GB WhatsApp, Yo WhatsApp ban, but this is a new WhatsApp block about to happen.

WhatsApp has been warning users for some time that they will make the app unavailable to older model devices and so users should upgrade their operating systems, and it is almost time for WhatsApp to kick this action.

This will be a big blow to some WhatsApp users as they will face significant problems these following months when WhatsApp finally takes this action. This WhatsApp ban will affect those who are using older mobile phones and haven’t upgraded their phone because they are going to be blocked by WhatsApp.

Whatsapp has made it known to us that windows phones are no longer going to have access to WhatsApp, and the last date for this is December 31, 2019, if they do not upgrade their versions.

Any iPhone that runs on an IOS version older than seven should soon expect a block.

Also, Android versions are currently running on version 2.3.7. should also soon expect a block from February 1, 2020

If you find yourself to be a victim of this WhatsApp block and use WhatsApp daily like me, you need to update your operating system to a little more current version to continue using this app.

Table of Contents

Here Are The Full List Of Dates And Phones WhatsApp Stopped Working On:

• Nokia Symbian S60 after June 30, 2017

• BlackBerry OS and BlackBerry 10 after December 31, 2017

• Also Nokia S40 after December 31, 2018

Here Are The Recent Dates And Phones WhatsApp Is Soon Going To Stop Working On:

• All Windows Phone operating systems after December 31, 2019 (that is when you don’t upgrade to the latest version)

• WhatsApp will stop working on Android versions 2.3.7 and older after February 1, 2020

• iPhone iOS 7 and older also after February 1, 2020

Why Is WhatsApp Blocking All These Phones From Accessing WhatsApp?

Whatsapp made a blog post saying:

“As we look ahead to our next seven years, we want to focus our efforts on the mobile platforms the vast majority of people use.”

To be on the safer side, we recommend you upgrade your mobile version, that is, if you are using Windows phones, android, and iPhone, avoiding this WhatsApp block.

August 10, 2025
How To Find Someone On WhatsApp Without A Phone Number [Make New Friends On WhatsApp]
Are you looking for how to find people on WhatsApp even without knowing their numbers?

Then this article Is definitely for you, at the end of this article, you are going to know how to make new friends using WhatsApp.

The fact is WhatsApp works using phone numbers, unlike Facebook, where you can search for people using their name and their user name.

With WhatsApp, you can only chat with people that you have their numbers.

So, how can you find someone on WhatsApp without their contacts?

There is a way to find people on WhatsApp without phone numbers and then start chatting with them.
These simple steps will help you make new friends if you find yourself bored and looking for people to chat with.

Especially when you want to find someone on WhatsApp from another country.
With these steps, we will do it with the help of Google, so without wasting much time, let’s dive right in.

Steps To Find Someone On WhatsApp Without A Phone Number And Become Friends

Choose The Country You Want To Make New Friends From

So you are bored, or you would want to make new friends and then start chatting with them, the first thing you should do is think of the country to make new friends.

So in this article, we will search for a WhatsApp contact from Germany without knowing their number.

Find The Country Code For The Telco Operators In That Country

The next thing to do is search for the phone code in that country, so on Google, we will search for ‘Phone code in Germany.’

Google will then pull the country code for us, so for this search, the country code for Germany is +49.

From there, you will need to find the codes of the mobile operators. In Germany, in every country, there are mobile operators, and each of them has their codes.

So on Google, search for ‘Code of mobile operators in Germany,’ and you will find all the codes for the telcos in Germany.

We can see all the codes for the telcos, but in this tutorial, we will choose one from Vodafone, we chose 01520, and when we add the country codes and the telco code, it will be +4901511(the remaining digits).

The next step is to find the sum of mobile numbers in Germany, so we Google ‘How many digits does Germany have’

Now we know they are 11 digits, leading us to the next step.

Manually Generate The Phone Numbers

After the search, we found out that the German code is +49 and the mobile operator’s codes are plenty, but we from Vodafone, we saw 01520, 01522, 01523, 01525, 01526, 0162, 0172, 0173, 0174, 01529, and many more.

To find someone on WhatsApp without a phone number, all you have to do is write down the country code with a plus and then a mobile operator followed by the 11 digits and it should look like this.

+4901529XXXXX
+4901522XXXXX
+4901523XXXXX
+4901512XXXXX
+4901575XXXXX

Replace the X’s with any random numbers and proceed to message them.

Start Messaging The Generated Numbers

Now you have been able to generate many numbers, and now is the time to start messaging the numbers and have a chat with them.

You can read our article on how to message someone on WhatsApp without saving the number.

But if you wish to save their numbers first before messaging them, here are the steps.
- Open WhatsApp and click on the contacts list button
- Click on New Contact
- Now give the generated number a name and then add the phone number and save
- Now head back to WhatsApp and refresh your WhatsApp contact lists
So Why Was I Saying I Won’t Recommend You To Save The Number First?

This is because not every number can be on WhatsApp.
If you are lucky enough to get numbers using WhatsApp, not all of them will be friendly.

Here Is Why You Should Message The Numbers On WhatsApp First Before Saving Their Numbers

When you type their numbers in the address bar as specified in that article, WhatsApp can tell you if the WhatsApp number you generated is on WhatsApp or not.

This will help you save time in searching for friends.

Things To Note When Making Friends On WhatsApp
1. Don’t overdo things: when you start generating numbers to chat with them, please make sure not to spam many people as they can report you to WhatsApp, and WhatsApp will block your number.
2. When you message someone, let them know your intentions for messaging them. If they let you know they are not interested, please move on and try another number.
3. Not every number is on WhatsApp: same as how not everybody in your country is using WhatsApp, it is the same for every country, that is why I advise you try messaging them first to see if the number is on WhatsApp or not.
Conclusion

You can make new friends on WhatsApp by choosing your preferred country you want to make friends from and then messaging the generated numbers, letting them know your intention, which is to be friends with them, if you are able to find a friend, you can check this article taking you through how to know if someone has stored your number on their contact list.

In this article, we went through how to do it by finding someone on WhatsApp without having their phone numbers and becoming friends with them, we used Germany as an example and you can use the same method to find new friends in any country of your choice, be it United States, United Kingdom, Australia and many more.

Do you want another WhatsApp trick? how about reading this article covering how to hide WhatsApp archived boxes from your WhatsApp chat screen?

Frequently asked questions when it comes to messaging someone On WhatsApp

Can You Find Someone On WhatsApp By Name?
You can not find someone on WhatsApp by name because it works using a phone number and not like other messaging apps like Facebook, Twitter, and others.

How Do You Find Someone’s Number On WhatsApp?
Since WhatsApp works using phone numbers, you can generate numbers and start messaging them when you want to make new friends.
August 10, 2025
Trending Tech Stories Starting This Year 2021

We are in 2021, and as we all know, despite this coronavirus, humanity is continuing with our regular lives. We have normalized things by putting in measures to curb the spread of this deadly virus.

In this article, I will take you through what’s happening in the Technology world, from WhatsApp and Signal through google, phones, and many more, so let’s dive into it without wasting much time.

Here are some of the most popular tech stories that have been trending starting this year:

Battle Between WhatsApp And Signal

One trending story which I guess you have heard of is the battle between WhatsApp and Signal. Recently Whatsapp decided to release a new privacy policy that forced its users to share their user data with its parent company Facebook to enhance how they serve personalized ads.

This new policy has made many people move from WhatsApp to signal because people believe Signal does not need users’ data for anything.

Donald Trump And Twitter

We also heard about the formal United States of American president Mr. Donald Trump’s social media accounts been suspended. The move to stop his account happened days before the sworn-in of the new president-elect.

Australia Versus Google And Facebook

Google, too has been in the news, and this time it’s between Google and Australia. This is because Australia is looking into signing an agreement that will request Google to pay publishers for showing their articles on the search engine.

Google too has struck back by threatening to stop working in Australia if this becomes an agreement.

Upcoming Smartphones

Another smartphone feature that we have heard it coming is that it will soon be possible to turn a smartphone into a handheld computer by adding a keyboard, a mouse, and a touch screen.

If it is real, such a hardware combination would enable the user to access the internet, play games, and do many more things that are only possible with a phone.

The smartphone market will be giving a lot of attention to this new technology, especially if it has the same functionality as a laptop.

And when it comes to tech news in Ghana, the bank of Ghana is also going to phase out the GHS 1 and the GHS 2 notes, click here to read why they are taking such decision and when they are going to do it. If you are also a Google maps lover, you might also want to read about Google now going to integrate the Ghana Post GPS.

People will be curious to know what these new gadgets would provide them and the benefits they are going to get.

August 10, 2025
This Bitcoin Pump is Highly Volatile: Binance CEO CZ

Bitcoin has been struggling these years with the price moving sideways this year, boosted by most of the world’s biggest and popular tech companies taking interest in cryptocurrencies making a huge demand for cryptocurrencies resulting in a flash pump.

Bitcoin price chart in 2017

The price has been able to climb over 200% so far this year, which started from $3000 per Bitcoin at the beginning of the year to all-time year highs of almost $14,000.

According to Forbes, the chief executive of Binance, the world’s largest Bitcoin and cryptocurrency exchange by volume has triggered a warning that the institutional demand for Bitcoin may not be driving the latest rally as much as some thought and there could be extreme volatility and it could get worse.

“We have not seen institutions growing faster,” Binance’s chief executive Changpeng Zhao, who’s often known simply as CZ, told Bloomberg, a financial newswire. “What we’ve seen is a pickup in both places. The number of institutions coming into this industry has not increased yet”

According to CZ 60% of Binance volume account from retail investors.
Margin trading, where traders can borrow against their deposits on an exchange, may also be having an effect on the bitcoin.

In 2017, the price of Bitcoin that pumped from $1000 per Bitcoin to almost $20,000 causing a Bullrun
In less than 12 months is believed to be driven by retail investors.

Many of us believe that the main thing that is going to make this bull run happen this year is the interest that these tech companies like Facebook, iPhone Maker Apple and adoption from the New York Stock Exchange Exchange-owner backed bitcoin and cryptocurrency platform Bakkt, and Fidelity Investments, one of the largest asset managers in the world have shown.

August 9, 2025