Category: Tech In Ghana

  • MTN Turbonet Prices And Where To Buy

    MTN Turbonet Prices And Where To Buy

    The MTN Turbonet is one of the newest devices from MTN Ghana. The device was introduced to provide faster and less costly internet services to the telecom network company’s subscribers.

    This device is an alternative for people who do not want the MTN broadband already in existence.

    The MTN Turbonet device has been on sale in various stores long before MTN decided to launch it.

    The device, a plug-and-play device, is an efficient and fast 4G connector manufactured by Huawei for MTN.

    Where To Buy MTN Turbonet

    If you want to purchase one of the MTN Turbonet devices, you can visit any MTN service center near you.

    The device has a price tag of GHS 500, and it comes with a free 4G MTN SIM when you purchase it.

    This SIM has a free 5GB data bundle on it that is valid for six months. You can also get the MTN Turbonet on a postpaid plan to use.

    You can request it from MTN, although the prepaid plans are much better and less costly. 

    If you live in a place where you may not get to the MTN service center to purchase the Turbonet, you can get it at Hubtel online shop.

    They usually have discounts on the device when you are buying it from them at their online store.

    After you purchase the device from the MTN service center or you ordered it from the Hubtel online shop, you will still have to register the SIM card in the router before using it.

    The SIM card will be registered if you buy it from the MTN service center directly since they will have to do that so you can use the SIM.

    However, if you purchase it from the online store, you will then have to provide the relevant details so that the SIM card can be registered when it is delivered. 

    Why You Should Buy A Turbonet Device

    1. There are some pretty good reasons why you should consider purchasing the MTN Turbonet device if you have not done so yet. Here are some of the reasons why.
    2. You get free 5GB data after you have registered and activated that free SIM card that comes along with it.
    3. You get another 5GB bonus when you recharge for another five months after you have activated it.
    4. Best Turbonet data plans that can be rollover upon expiry
    5. Fast internet connection
    6. It has an antenna that enhances the connection.
    7. Has voice-enabled for calls

    How To Set It Up

    Since the device is a plug-and-play device, all you have to do is insert the SIM card inside the machine and then plug it into a power source to start using it.

    You will able to see a wifi SSD on your computer or laptop once you have enough data bundle on the Turbonet device, and you will be able to connect to it and use it.

    How To Bundle

    The best way for you to bundle on the Turbonet device is to link your device to your phone number. This can be done for you when you buy the device at the MTN service shop. The device can connect several phone numbers, and all the phone numbers can top up the device, so using only your number is better. 

    This is how to bundle on the device once you linked it to your number via mobile money. 

    1. Dial *170#
    2. Select option 3
    3. Select option 3
    4. Enter the number of the Turbonet device when you are asked
    5. Choose the bundle package you prefer
    6. Confirm the purchase
    7. You will then receive a message to notify you of your purchase

    How To Check The Balance

    You can check the balance of the data left on the device through the following steps

    1. Dial *5057# on the number that is linked to the device
    2. Select option 3
    3. Select your account in the list that comes 
    4. A message will be sent to you alerting you of the balance on the Turbonet

    Turbonet Data Bundle And Prices

    Since this is one of the 4G internet services available in the country, you can be sure that the data bundles coming with it are also one of the best.

    1. 5GB- GHS 25
    2. 10GB- GHS 50
    3. 45GB- GHS 145
    4. 225GB- GHS 295

    All data on the MTN Turbonet does not come with an expiry date, so you do not need to rush when using it.

    Conclusion

    So that was all that you need to know about the MTN Turbonet 4G internet device. I am sure that with this newfound knowledge, you will be able to buy and efficiently the device to its entire abilities.  

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  • Top IT Companies In Ghana

    Top IT Companies In Ghana

    There are a lot of IT companies that are operating in Ghana. The number of these companies surpasses a hundred in total when counted.

    The IT companies specialize in various services which are offered to the people of Ghana. The services range from IT education and consultations to others who provide IT solutions to their customers.

    The best part of the whole thing is that these IT companies are located worldwide, making it easier for people in different parts of the country to access them without having to travel long distances. 

    In case you have been trying to get to know some of these IT companies to no avail, we have compiled an impressive list for your viewing pleasure. So here we go.

    Mpedigree Network 

    Mpedigree Network is an IT company that uses mobile and web application technologies to secure products from the counterfeit diversion.

    This IT company was founded in 2007. It has also partnered with more than 20 telecom companies in Ghana and several fortune 500 companies in several countries.

    The company offers several services to its clients, including brand protection from counterfeit and tampering, brand promotion, and predicting threats. 

    They are located at 2 Goldkeys Heights, Relax Court Bend, Dworwulu.

    Rancard Solutions

    This company was founded in the year 2001 by two main known as Kofi Dadzie and Ehizogie Binitie.

    The pair had the vision to create one of the best software development centers in the country.

    Through this, the company was able to develop a software application and a carrier-class internet gateway.

    They also developed a cloud-based mobile SP carrier billing. The company has now extended its connectivity to over 70 mobile networks on the African continent.

    They have also hosted world-renowned software developers such as Google, VOA, and MTV.

    They are located at 16 Ridge Road, Roman Ridge, Accra

    Phone: +233 302782669

    Logiciel Ghana

    Logiciel is an IT company that offers various mobile and cloud-based software for different financial companies that focus on banking and the unbanked through several features like branchless banking, field agent monitoring, customer geo-location mapping, group loans, and many more.

    Logiciel boasts over five years of experience in its field of operation in the development of banking systems for over 250 financial institutions across the West African continent.

    The company’s primary aim is to provide its customers with the best available cutting-edge technology for various financial institutions, governments, and businesses in Africa.

    This helps them to create a cost-effective solution for financial success.

    They are located at Nalag house, Golf Street

    Phone: +233 302902764

    DreamOval

    DreamOval is an IT company established in 2007 and offers its various customers a wide range of IT services such as e-payments and collections, cloud services, innovation, and digital strategies.

    Some of the products that the company offers to its clients include Wallet, Xylo, my TXTbuddy.mobi, Cocoa link and qikli.

    DreamOval has also won several awards to recognize its achievements over the years. Some of these awards are the youth excellence awards, gold awards in ICT, and Ghana telecom awards. 

    The company can be found at crystal plaza, Lashibi.   

    Soronko Solutions

    Soronko solutions are a software company that aims to boost the potential of humans through the use of technology.

    The company was established by a businesswoman known as Regina Honu in the year 2012.

    The company offers several services, which include domain purchase and renewals, the development of software, web hosting, and the development of mobile apps.

    The company also has a foundation known as the Soronko foundation, funded by over 70% of the Soronko Solutions IT company’s profits.

    The foundation focuses on the empowerment of girls and women across Ghana through training of ICT.

    Conclusion

    In this article, I have listed some of the top leading IT companies in Ghana that you may have never heard about before.

    These companies are making great strides in the technological world, and they are pushing Ghana forward along with their individual growth.

    I hope that this article has been very noteworthy to you. Make sure to look through our other topics for more tech knowledge such as Fintech companies in Ghana, and ride-sharing companies in Ghana.  

  • Fintech Companies Operating In Ghana

    Fintech Companies Operating In Ghana

    Fintech, an abbreviation for Financial Technology, refers to the application of technology in the delivery of financial services by way of automation to clients and the proper management of financial operations and processes by using software and algorithm in computers and smartphones.

    Financial technology applies to the innovative ways through which people carry out their businesses on various digital platforms and double-entry bookkeeping. 

    For example, take a look at some e-commerce websites that you know. Although websites for shopping are virtual marketplaces, they can still accept payment for whatever they sell, just like a physical business would do.

    They receive their payments through various digital platforms. If there are no third-party players, one will keep a better eye on their finances. 

    Introduction

    The social security bank introduced Fintech into ghana in the year 1997 by implementing the Sika Card, allowing customers of the bank to make cashless transactions.

    This was the first contribution by the country to the implementation of Fintech into the Ghanaian financial system.

    The Sika Card was an alternative to the physical money that was widely used at the time. This was to allow customers of the bank to transact with the bank with the constant use of physical cash.

    This was then followed by the launch of the national payment system known as e-zwich by former president John Agyekum Kuffour in 2008.

    Several companies used this new system, banks, savings and loans, and institutions to perform cashless transactions.

    This was also later followed by the introduction of the MTN mobile money platform in the country.

    MTN Ghana was the first telecom company to introduce the mobile money service in Ghana.

    This was later picked up by the other telecom companies in the country. The digital money transaction system gained wide usage across the country as a quick sending and receiving money method.  

    Here Are Some Of The Cashless Technologies Which Have Been Introduced Into The Country Through Fintech

    Express Pay

    expresspay

    This provider can be used to make payments such as utility bills, school fees, and hotel reservations.

    They also provide users with direct access to banking services such as the transfer of money to and from their customer’s accounts.

    Hubtel

    hubtel

    This is a payment platform that provides services like gateway services to its customers for their registered businesses online and by phone.

    Hubtel can also provide bulk SMS and advertisement services as well to it its clients. It also offers premium billing for its API services.

    SlydePay

    slydepay

    This service helps users to make payments by depositing money into the receiver’s account.

    They also support other forms of payment such as school fees, utility bills, and contributions towards various organizational projects and funds.

    You can also purchase data bundles from all telecom network companies in Ghana by using SlydePay.

    BezoMoney

    bezo money

    This is a digital savings platform that helps its users to save money effectively. It can also be used to receive bulk capital money from group savings.

    A digital wallet is made available to users for their protection or group savings.

    In simple terms, it is a digital savings platform.

    BitSika

    bitsika

    This service is a wallet-based remittance that is used for making payments. Users of this service can deposit money, receive, withdraw and send money all over the world.

    It can also be used as a gateway for bank transfers, bitcoin, debit and credit cards, and mobile cash.

    Users can also apply for a virtual credit card that can be used for online transactions.

    iPay

    ipay

    This service enables the easy transfer of money across the African continent. They provide their users with an avenue for online shopping payments for goods and services that they purchase.

    iPay is one of the most popular payment services around at the moment.

    Zeepay

    zeepay

    Zeepay is the latest fintech company in town, after its launch, the company has been able to spread across the country making paying and receiving payments more easy and more fun.

    They have also made a lot of investment to make their company get seen by sponsoring the biggest sports club in Ghana, which is Kumasi Asante Kotoko.

    Conclusion

    Fintech technology has impacted ghana positively and aided its development in the world of digital payments.

    Several businesses can now send and receive money and make transactions without having to do so physically like it was before. Fintech technology has progressed at a much steady pace in ghana as well.   

  • How To Apply For Tax Identification Number (TIN) Online In Ghana

    How To Apply For Tax Identification Number (TIN) Online In Ghana

    There has been a new directive by the government of Ghana in regards to taxpayers.

    The requirement states that every Ghanaian required to pay tax or yet to pay tax very shortly should get their tax identification number.

    What is TIN Number?

    The tax identification number, which is abbreviated as TIN, is a unique number issued to people who pay tax for transactions.

    Apart from using the tax identification number for the payment of taxes, it is also used to import goods.

    You will also need a tax identification number when you register a business or a piece of land in the country.

    Here are some of the various institutions that require the use of a tax identification number;

    1. Customs division of revenue authority
    2. Registrar general office
    3. District assemblies
    4. Other public institutions
    5. Domestic tax revenue no Ghana revenue authority

    People Eligible To Apply For Tax Identification Number

    There are a particular group of people that can apply for the tax identification number.

    The group of people required to have tax identification number;

    1. A person who earns income 
    2. A person who wants to clear goods from any port
    3. A person who wants to register a title or a piece of land
    4. A person who needs a tax clearance certificate
    5. A person who wants to register a company or business at the registrar general’s office
    6. A person who needs a permit from a district office
    7. A person who wants to receive payment from the accountant generals department

    Use Of The Tax Identification Number

     The tax identification number is used to undertake many things such as;

    1. Clearing goods in large or commercial quantities from the port
    2. Registration of lands or any other documents that relates to the ownership of land
    3. To get a tax clearance certificate from the customs office
    4. To get a certificate for the start of business 
    5. Receiving payment from the accountant general’s office
    6. To register for the Ghana card

    Requirements

    When applying for the tax identification number online, there is certain information that you will need to provide before the registration can be done. 

    1. Your First name
    2. Your last name
    3. Your working email address
    4. And a copy of your identification card that has been scanned. This can be your national identification card, driver license, or voter ID card

    All the IDs that you will submit must be valid. Else it will be rejected.

    The passport is not part of the identification documents that can be presented for the registration of the tax identification number.

    Steps For Registering For The Tax Identification Number Online

    1. Visit their online portal, http://gra.gov.gh.
    2. Fill in all the relevant information in their spaces provided
    3. Click the ’add’ button, which will allow you to attach your preferred identification card.
    4. After you are done with that, click on ’upload.’
    5. After it loads, then you now click on ’register,’ which will be on the same page.
    6. A confirmation link will be sent to your email. Check it and confirm to continue the registration.
    7. Once everything has been done, you get a message telling you that everything has been successful.  

    You can also view and print a copy of the details that you submitted during the registration.

    The system will also generate an email that will contain information about the registration.

    It will include a link that will take you to the next step of the registration. Follow the URL that will be provided in the email sent to you.

    You will also have to fill in the password and email that you used in the previous form filling and then click on the ‘register.’

    This will take you to the details page of the registration process.

    You will be required to fill in the information at all the various tabs. These are

    1. Individual summery
    2. Personal details
    3. Tax information
    4. Identification information
    5. Employment details
    6. Address details
    7. Contact details

    After filling each tab, you click on ‘save and proceed’ and then click on ‘submit.’

    A message of success will be sent to you, and your TIN will be ready within 14 days.

    Conclusion

    Through the process shown above, one can register for his tax identification number without much stress at all.

    You can also contact the GRA personally for more details

    +233-(0)302904545

    +233-(0) 904546

    Email: info@gra.gov.gh

    We hope this piece has been beneficial to you, if you are in Ghana and have been looking for ways to make money whiles at home, then we have an article you might want to check out, this article covers how to make money online in Ghana, whether you are a student or you just want to make money using your free time.

  • Internet Service Providers You Can Find In Ghana

    Internet Service Providers You Can Find In Ghana

    Internet usage in Ghana has increased considerably over the last few years. The number of people and businesses that use the Internet in their day-to-day activities had seen an enormous increase from the days when the internet was used by people learned.

    Due to the rise in internet usage in both businesses and other areas, internet service providers emerged in the country.

    These internet service providers made all three protocols available through the internet service providers.

    As time went on, the number of internet service providers increased to more than 100 nationwide, thereby making it more competitive for other providers operating in the country. 

    Since almost everyone uses the internet, it only fits that you should know the internet providers in Ghana.

    This article brings to you some of the leading internet service providers in the country at the moment.

    Africa Online

    This is one of the internet service providers preferred by most African countries on the African continent.

    The main aim that steered the company’s foundation is to provide the best internet services available to all customers on the African continent. 

    Africa Online Contact Information And Location

    • Location: GBC Towers 5th floor, Kwame Nkrumah Circle, Accra
    • Phone: (21)211823
    • Fax: (21)246182
    • Email: info@africaonline.com.gh
    • Web: www.iwayafrica.com

    Africanus

    This company offers host web pages on their mighty servers to various companies, individuals, and businesses that want to have a better appearance on the internet.

    They also provide design services to people that may want to have a good outlook on their website on the internet. 

    Africanus Location And Contact Information

    • Location: Aviation House, Suite 306, Aviation Road, Accra
    • Phone: (21)779046
    • Fax: (21)779049
    • Email: info@africanus.net
    • Web: www.africanus.net

    Alink Telecom

    Alink Telecom aims to create a Pan-African internet service provision including VoIP and data transmission that is open to the outside world through the use of innovative technologies.

    They also aim to achieve this through their excellent and quality internet provision services to their numerous in Ghana.

    Alink Telecom Location And Contact Information

    • Location: Trust towers, 8th floor, Farra Avenue, Asylum Down, Accra
    • Phone: (21)237734 / 40
    • Fax: (21)237520
    • Web: www.alinktelecom.net

    Busy Internet

    The company was set up in Ghana in the year 2001. The company’s primary aim is to provide one of the best services in commercial and socio-economic development.

    The company, which is located in a 14,000-square-foot building that used to be a gas station in Accra, comprises two investment companies together with a Welsh partner.     

    Busy Internet Location And Contact Information

    • Location: 42, Ring Road Central, Accra
    • Phone: (21) 258 800
    • Fax: (21) 258 811
    • Email: info@busyinternet.com
    • Web: www.busyinternet.com

    iBurst Africa

    By using international technology, iBurst Africa can deliver mobile broadband internet services to customers all over Africa.

    The company has been operating in Ghana as far back as 2007, offering wireless internet services to its customers.

    The company now has branches in several other African countries such as DR Congo, Mozambique, and Kenya. 

    iBurst Africa Contact Information And Contact Information

    Location: Rawa Plaza, Mango Tree Avenue, Asylum Down, Accra

    Phone: (21) 214 200

    Fax: (21) 222 303

    Email: accra@iburstghana.com

    Web: www.iburstghana.com

    Gateway Communications

    Gateway communications is an internet service provider that supports the local mobile operators in the country with several ranges of services such as voice services, data services, and value-added services. 

    Gateway Communications Location And Contact Information

    • Location: 53, Patrice Lumumba Road, Airport Residential Area, Accra
    • Phone: (21) 701 0015
    • Email: sales@gatewaycomms.com
    • Web: www.gstelecom.net

    Zipnet

    Zipnet is the first broadband wireless access provider in Ghana. This is also one of the best quality high sophisticated, and intelligent IP services in Ghana.

    Zipnet Location And Contact Information

    • Location: 34, Independence Avenue, East Ridge, Accra
    • Phone: (21) 780 361- 5
    • Fax: (21) 780390
    • Email: info@myzipnet.com
    • Web: www.myzipnet.com

    Conclusion

    These are some of the best internet service providers operating in Ghana. As I stated at the beginning of the article, more than 100 internet service providers use in the country.

    This includes your mobile phone network companies like AirtelTigo, MTN Ghana, Glo Ghana, and Vodafone. 

  • Vodafone 4G Services And How To Get It

    Vodafone 4G Services And How To Get It

    As we all know, 4G internet connectivity has become very common now. A lot of smartphones are running the 4G internet technology.

    MTN Ghana Telecom has also rolled out 4G internet connectivity to its customers. Vodafone Ghana is one of the telecom companies that have rolled out the connectivity to its customers.

    Vodafone had its 4G network rolled out in March 2019 to its customers. This was after the company acquired its 4G license from the National Communications Association at the end of 2018.

    The telecom company was given a slot that was part of the 2x5MHz frequency spectrum in the 800MHzband that was reserved for mobile services by the National Communications Association. 

    5G internet is almost upon us, and there some high-end devices are already having 5G connectivity enabled.

    Due to this, most telecom companies are making the 4G available to their customers to not miss out on the 5G connection.

    This article will be showing you all that you need to know about Vodafone Ghana 4G internet connectivity and how you can get it.

    How To Know If Your Mobile Phone And Sim Card Can Access The 4G Network 

    You want to know if your smartphone or SIM card can access the Vodafone 4G internet network; there is a way you can do that. Follow the simple steps below to see if your device and SIM card can access the 4G network.

    1. Dial *700# on your smartphone with the Vodafone SIM in it
    2. Choose option 6
    3. Choose option 1
    4. You will then receive a message that will let you know if your device and SI card can access the 4G network

    If you don’t like the ‘long’ process, you can dial *700*

     6*1# 

    After you have a checkeded for the status of your phone using the test above and the results that say that your device and your SIM card can both access the 4G network, then you do not need to worry since you will be able to connect to the 4G connectivity from Vodafone Ghana right away.

    However, if the result that comes back says that your device and the SIM card can access the 4G network but your phone cannot, it simply means that it is right about time for you to get yourself a new smartphone if you want to enjoy the 4G services from Vodafone Ghana. This is because the smartphone you are using does not support 4G or LTE connectivity.

    And if the result, however, says that your SIM card is not ready for4G connectivity, all you have to do is visit any Vodafone Ghana office near you to give you a 4G ready SIM card.

    Deployment

    Vodafone Ghana has already deployed the 4G network services in major cities in the country. The telecom company already has more than 200 sites in various parts of the country where customers can access the 4G network service. 

    Conclusion

    Although 3G is still in existence on some smartphones, 4G connectivity is the main thing right now, and it will soon make way for the 5G network, which is already gaining traction in several countries abroad.

    It will quickly be mainstream in Africa as well. There are already some high-end devices available here that can access the 5G network, but we do not know if there is a SIM card by any telecom company here that will be able to help the smartphone access the device.

    You can get several high-end smartphones if you have the money to spend to experience a 5G connection before most people in the country can get to do so. We are pretty sure that is entirely something to do. 

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  • Top Radio Stations In Kumasi And Their Frequencies

    Top Radio Stations In Kumasi And Their Frequencies

    Radio entertainment was not always a diverse entertainment platform as it is today. The initial purpose of the radio was to be used as a form of communication with the people.

    However, as time went on, the importance of the radio broadcasting system was discovered.

    Although the world has now evolved to the extent that we have various streaming services and other digital platforms, the people of Ghana still like to listen to the radio in the standard traditional form.

    An estimated 70% of the people in Ghana still like to listen to the radio an average of 4 days a week. 

    The ability of the radio to remain relevant and gain such popularity has compelled me to put together a list of some of the best radio stations that can be found in Kumasi city of Ghana.

    These are some of the most listened-to radio stations that can be found in the garden city of Ghana.

    There are several ways through which you can rank a radio station. People usually choose a radio station based on how far that radio station can reach.

    You could also try asking some random group of people about their favorite radio station and then observing the name mentioned the most.

    However, the easiest way will be to look at the number of people who tune in to that radio station daily via the frequency or on their online on their Facebook live shows and their audio streaming.

    You should also observe the number of calls and text messages sent to the plays when they air.

    So now, let us take a look at some of the best radio stations in Kumasi. 

    Luv FM

    Although this radio station has lost most of its vibrant personalities who made the station lively, they can still attract an audience to their station. The frequency for this radio is 99.5.

    Otec FM

    Otec FM is one of the oldest radio stations in Ghana and cannot be left off this list. This radio station has still been able to command an audience in today’s world when some of the radio stations it started with have all been out of business.

    Some of its programs, such as the evening sports news and political shows, make this radio warrant a place on this list since people still tune in to listen to these programs. Its frequency is 102.9.

    Oyerepa FM 

    Although this is one of the newest radio stations in the industry, some of their on-air personalities have helped the station to command quite a presence among radio listeners in Ghana. One of their programs, ‘Oyerepa Afutuo,’ is a favorite of many people who tune in to the station a lot. Their frequency is 100.7.

    Hello FM   

    This is one of the most listened-to FM stations in Ghana at the moment, with several exciting programs for people to tune in to. Their frequency is 101.5.

    Fox FM

    This is also one of the oldest radio stations in Ghana at the moment.

    The station has a massive fellowship among the people of Ghana due to its excellent sports and music programs. Their frequency is 97.9.

    Pure FM

    This is also one of the newest radio stations in Kumasi. However, it has been able to rise to prominence by having some of the most prominent radio personalities on its payroll. Their frequency is 95.7.

    Angel FM

    The radio station, which is based in Abrepo in Kumasi, has one of the biggest audiences in the country.

    They have unique programs such as the morning show and drive time show are some of the most listened-to in Ghana. Their frequency is 96.1.

    Kessben FM

    Kessben is one of the oldest radio stations in the city of Kumasi. They also have some of the best and most entertaining shows you could listen to while driving to your place of work. Their frequency is 93.3.

    Conclusion

    These are some of the best radio stations in Kumasi city. Whenever you feel like listening to the radio for the first time, try listening to one of these stations, and you will realize why they are the best in the industry. 

    For more topics, you can check out fintech companies in Ghana, IT companies in Ghana, and the advantages of the internet in Ghana.

  • How To Purchase Treasury Bills Through MTN Mobile Money

    How To Purchase Treasury Bills Through MTN Mobile Money

    There are treasury bills that are sold by the government of Ghana to the general public. Anyone can purchase a treasury bill from the government for as low as GHS 5.

    The purchase of treasury bills is one of the investments that most people usually invest in, although their returns are not that high compared to investment vehicles.

    Before we get started, we need to know what a treasury bill is first.

    What Is A Treasury Bill? 

    A treasury bill is a short-term investment product backed by the Bank of Ghana for the government of Ghana.

    The government pays back the money it borrowed from the buyer of the treasury bills and the interest after it has matured at the given time.

    So a treasury bill means that the government borrows money from the person who buys the bills, with an agreement to pay the money together with interest.

    The government used the funds used for purchasing treasury bills since it is one way the government earns money as an alternative to taxes. 

    Treasury Bill VS. Fixed Deposit

    Both treasury bills and the fixed deposit are essential investment vehicles. However, one of them is more profitable than the other.

    The government offers treasury bills, while a bank is providing a fixed deposit. The treasury is better than the fixed deposit.

    Most banks offer an interest of 5% or lower on a fixed deposit. However, the treasury bills rate for the year 2018 was 6.65% for a year. 

    Treasury Bills VS. Company Shares

    In simple terms, treasury bills are considered safer than company shares. When you buy treasury bills, your profit is fixed depending on the length of the investment after which, you are to be paid back.

    With the company shares, your investment typically earns your profit according to what the company makes in that particular month.

    So sometimes you can earn more than what someone will make on treasury bills, and you can sometimes earn less than what that person will make on treasury bills.

    The company’s profit depends on how high your investment is, while the treasury bills are fixed on several days you choose. 

    Purchasing Treasury Bills Through MTN Mobile Money

    If you are thinking about getting into investments (this is a tech site, so we will not go too deep in assets, lol) and purchasing treasury bills but do not know how to go about it, we can help you with that.

    Few people know that MTN makes it possible for you to purchase treasury bills from the comfort of your home.

    We will show you how to buy treasury bills through MTN from the comfort of your home using their mobile money platform. 

    Follow the steps below to do just that.

    Registration

    First, you will need to register for the treasury account.

    1. Dial *170#
    2. Select 5, financial services
    3. Select 4, pensions and investment
    4. Select 2, treasury bills
    5. Select 1, register
    6. Input your name in full, press send
    7. Input the name of your next of kin
    8. Enter the number of your next kin

    Buying Treasury Bills

    After you have completed the registration, you can now buy the treasury bills that you want. Follow the steps below.

    1. Dial *770#
    2. Select option 2, Tbill4all
    3. Follow the steps to complete the purchase

    Conclusion

    You can purchase treasury bills from as low as GHS 5 to as much as you can afford. You can choose for the maturity of the accounts you buy to run for just 91 days or for a full year. Leaving it to run for a length of an entire year carries the highest interest rate.

    This is all that you need to know about the treasury bills in Ghana. We hope this information is ideal for your investment thoughts. 

    Check out our recent articles:

  • Best Online Shopping Websites In Ghana

    Best Online Shopping Websites In Ghana

    The internet has been a blessing for many people in various areas of their life. The technological advancement that swept over the world has brought solutions to many problems that people were facing.

    Emails came to replace letters that generally took weeks to arrive at their destinations. Vehicles came to replace the use of horses and carts.

    Airplanes made it possible to choose a different mood of transport apart from the ship.

    One of the areas where technology has improved is the shopping life of people. Through the internet, people can now shop for whatever they want without having to go there in person.

    We have compiled a list of some of the known online shopping malls that operate in Ghana. 

    Below are some of the online shopping malls that have made shopping easier from the comfort of people’s homes.

    Jumia Ghana 

    jumia

    Jumia is one of the biggest and most well-known online shopping malls operating in Ghana.

    The online store has a lot of products that people can shop from when they visit the website.

    Jumia also has branches in several African countries such as Morocco, Kenya, Nigeria, Cameroun, and Ivory Coast.

    Apart from shopping for clothes and other electronic gadgets, Jumia also offers Jumia travel, allowing users to book hotels.

    People can also order food through Jumia with the jumia food service. F

    oods collected through this service are delivered to your homes.

    Melcom Ghana 

    melcom ghana

    Melcom is one of the newest players in the online shopping business, although it has decades of experience in physical retail supermarket shopping.

    When one visits the Melcom shopping website, they will be able to purchase all the things they can physically at the various Melcom shops branches across the country.

    Furniture, electronics, clothing, and many others are available to order from the website. The products will then be delivered right to your doorstep.

    Deus.com.gh

    Deus.com.gh

    Although Dues is not popular in Ghana yet, it is one of the most influential and reliable online shopping centers operating in Ghana.

    The online retail shop delivers some of the best printers and toners to get straight to their doorstep at lower prices than any open competition.

    The company initially started operating in 2018 as the number-one distributor of printers, ink cartridges, and toners in Ghana.

    It has overgrown over the years to usurp its competitors by selling quality goods at affordable prices to win over customers.

    The company has the most extensive catalog of printers, scanners, photocopiers, ink cartridges, and toner cartridges through its business principle of specialization.

    Through this, the company sells products from some of the world’s best manufacturers such as Samsung, HP, Canon, Epson, Lexmark, and Ricoh.

    When you purchase from Deus, the company gives you a seven-day free return policy, and they can also deliver the product to you on the same day.

    Payments can also be made through any of the mobile money platforms in the country.

    Alibaba

    alibaba

    Alibaba is one of the giants in the e-commerce business all over the world. People in different countries order products from online shopping giants all the time.

    The company, which has its roots in China, has branches in several countries globally, including Ghana.

    Their website sees millions of online shoppers in a day. The company branch in Ghana also sees more business transactions than any other e-commerce in the country.

    It has a secure payment for customers who shop with them. Amounts are given to sellers only after the buyers have approved that they have received the items they ordered.

    If a seller fails to ship the product to the buyer, the buyer is refunded by the e-commerce company     

    Conclusion

    If you like to shop for various things from the comfort of your home, then we are sure that this article has offered some insight into some of the country’s online shopping centers in the country for you.

    These online malls are some of the best you can shop at in peace, knowing that you will get precisely what you asked for at such affordable pricing.

  • Various MTN Ghana Data Bundles

    Various MTN Ghana Data Bundles

    MTN Ghana is probably the most popular telecom company in Ghana. The company can boast of having more subscribers in the country than any other telecom company.

    Having a lot of subscribers means having a juicy and attractive call and data plan to keep that huge number of subscribers happy since all these people require the internet to work or to do some research.

    Some of these people could be social media content creators or businessmen who make great use of the internet in their various businesses.

    Some of these people are also students who need to use the Internet for their various school projects and research.

    And then you have people who are addicted to all the social media sites out there. These people visit social media sites daily to keep up with all the latest trends that are showing up there.

    In today’s article, we will be looking at the various data bundles that are offered by MTN Ghana.

    You may know of some of these and may not know of others, so kindly read through.

    There are several main categories of bundles available on MTN, and they are midnight bundles, basic bundles, kokrokoo bundles, social media bundles, video bundles, and turbonet broadband bundles.

    Let us now take a look at each of them

    1. Basic Bundles

    The basic bundles are probably the cheapest offered by MTN. however, they are also the lowest.

    • 50pesewas gets you 23MB
    • GHS 1 gets you 46MB
    • GHS 3 gets you 461MB
    • GHS 10 gets you 943.40MB
    • GHS 120 gets you 12GB
    • GHS 399 gets you 205GB

    2. Midnight Bundles    

    The night bundles can be used at night only from 12 midnight to 5 am.

    • GHS 1 gets you 2.74GB
    • GHS 3 gets you 5.33GB

    3. Kokrokoo Bundle

    This is for people who mostly browse the internet at dawn and one could select his preferred data by entering the amount he wants. The bundle lasts from 4 am to 8 am.

    • GHS 1.09 gets you 400MB

    4. Social Media Bundle

    This bundle is designed for heavy users of social media sites such as Facebook, WhatsApp, Instagram, and Snapchat. The data in this package does not expire.

    • GHS 1 gets you 94.34MB
    • GHS 5 gets you 471.70MB
    • GHS 10 gets you 943.40MB

    5. Video Bundle

    This package is designed for people who stream videos online from places like YouTube a lot.

    You can also choose the bundle you want by entering your preferred amount. The bundles in this package also do not expire.

    • GHS 1 gets you 94.34MB
    • GHS 5 gets you 471.70MB
    • GHS 10 gets you 943.40MB

    6. Turbonet Broadband Bundle

    This package is designed for people who use MTN Turbonet broadband services. To use this data package, you must have the MTN Turbonet broadband device which will then allow you access to it.

    Once you have it, then you will be able to use this data package.

    • GHS 20 gets you 5GB
    • GHS 40 gets you 10GB
    • GHS 75 gets you 20GB
    • GHS 120 gets you 45GB
    • GHS 175 gets you 90GB
    • GHS 240 gets you 225GB
    • GHS 395 gets you 550GB

    7. Mashup Bundles

    There is also the mashup bundle that ranges from GHS 5 and GHS 10. These bundles normally last for a week and come with a combination of data bundles and minutes of airtime.

    The higher the airtime that one chooses according to the package selected, the lower the data that comes with along with it.

    Conclusion

    So in case, you did not know about all the data bundles that were available on MTN Ghana, well, here they are.

    These data bundles by MTN Ghana are probably some of the best in the country at the moment.

    However, you will have to purchase and use them yourself and then compare them to those of other networks to draw your conclusion. The fact however remains that MTN Ghana is widely used in Ghana.

    For more MTN-related articles, you can check out MTN call packages, how to make free calls on MTN, how to check your MTN registration details, and how to withdraw MTN mobile money from ATM.