Category: Tech In Ghana

If you are looking for the latest and most legit online jobs that pay through mobile money, then you are at the right place.

This article is going to take you through everything you need to know when it comes to working online and getting paid.

Not everyone can do a regular job, that is waking up and always going to work. The world is now advancing, and some people do online jobs and get paid through mobile money and many other forms of payment methods such as bank transfer PayPal and many others.

Many people have ditched their regular daily jobs to focus on online jobs because they give you passive income.

If you are in Ghana, I know you have recently seen how many people make money from Youtube and blogging.

All these guys you see make more money online as compared to their previous regular works.

There are many advantages to working online, which is you can focus on plenty works and earn income from all of them as compared to the standard works we do which is you will have to wake up early in the morning, go to work, do that same task and get paid every month.

With an online job, people can sit at the comfort of their homes and work online with a working laptop or mobile phone and then get paid through their mobile money accounts anytime they want with the help of online productivity tools.

If you are in Ghana, I guess you have ever searched for online jobs in Ghana and have come across plenty of those jobs that do not work or do not have any evidence to prove it is an online job in ghana that pays well.

Some also work but do not include the country Ghana. You might be lucky and find some online jobs that include Ghana, but the payment methods do not include mobile money.

Well, that is why I have come up with this article,

In this article, I will take you through online jobs in Ghana that are legit and pay you through mobile money.

All you have to do is create an account and then start working. And when you reach your threshold, your earnings will be sent directly to your mobile money account, be it MTN mobile money, Vodafone Cash or AirtelTigo.

Can I Make Money Working Online?

Yes, you can make money working online, but you must first know that working online involves doing tasks, and there are plenty of tasks out there that I am going to cover in this article as you continue reading. Some even pay you weekly.

You need to keep in mind that working online involves dedication and hard work, just like any other job.

What are the advantages of working online?

There are plenty of advantages when working online, and they are:

You Get To Work Anytime You Want

With online jobs, the platform will give a task to you. You can choose to finish yours in the daytime, or evening time. The company needs to see it done at the given time, so it’s up to you when you want to do it.

Passive Income As Compared To Normal Jobs

With online jobs, you can apply for many other online jobs. Let’s say you can apply for typing jobs at home and then apply for another different job. 

All you have to do is be a hard-working person, complete all the tasks and start receiving double incomes since you work with two or more companies.

Are There Any Disadvantages When It Comes To Working Online?

Just like day and night, there will be some disadvantages when it comes to working online. Let’s dive into some of them and how to deal with these disadvantages. 

Not Being Able To Complete Your Given Tasks Since You Are On Your Own

Some people find it difficult to focus when they are working online because of distractions. They find it difficult to stop pressing their phone, chats, and games.

One thing you need to do to overcome this is to set a timetable for yourself.

How To Overcome This?

You can decide to work 3 hours and go on a break for an hour, during that 1 hour, you can chat, play games, do many kinds of stuff, and when the time is up, you come back to work.

Doing this will help you complete your tasks, and also the more you complete tasks working online, the more your revenue increases.

What Do I Need Before I Can Start Working Online?

To dive into online jobs in ghana, you will need

A laptop or phone with a working internet connection, and what is much more needed is dedication because, without dedication, you can’t achieve anything in life.

Now let’s dive into why you are here, and they are the recommended online jobs that pay you through mobile money.

Legit Online Jobs That Pay Through Mobile Money

You might be asking, what are the types of online jobs in ghana that you can earn money from, the answer is there are many jobs out there that you can make money from, typing jobs, designing jobs, and many more.

So without wasting much time, let’s dive into the work you can do online and get paid.

Blogging

If you are thinking of working online and getting paid through mobile money, then blogging is one of the best I will recommend for you.

Blogging is a way of writing content for your blog or website. The more you write these articles, the more you get visitors who will always come to your blog and read your content.

Wondering how to start a blog in Ghana? read this guide to know the blogging guide for beginners.

So How Do You Make Money From Blogging?

There are many ways to make money from blogging and get paid through mobile, here are some of them:

Direct Ads

direct ads are when someone asks you to advertise their product on your blog and, in return, pay you through mobile money; if you run an online shopping website, many brands will be chasing you to advertise for them.

You can decide on any amount you will charge them for the advertising and how long you will advertise the product.

Google Adsense

Google Adsense program that allows website owners to be part of the Google network of contents.
Ads will be placed on publisher’s various websites, revenue is then paid by Google based on clicks, impressions, and sales that the website owner will provide.
The ads are sorted and administered by Google.

Although the Google Adsense platform does not pay you through mobile money, but you can be paid through your bank, and you can then transfer from the bank to your mobile money account.

In fact, with blogging, there are many ways to earn money from it once it becomes successful, and as I said, it needs dedication and effort for everything to become a success. You can read this detailed article from Mfidie, taking you through how to start a blog in Ghana.

Freelance Writing

Maybe you don’t have that much time to create a blog but have writing skills; you can also make money from writing articles for blogs in Ghana and then get paid.

Some blogs pay you based on the articles you submitted. Others also pay you based on the engagements you will submit.

It is up to you to choose the one you can work it and start writing for them. I used to write for tech blogs and at the end of the month get paid through mobile money.

Opera News Hub

One of the online jobs in Ghana that pays daily through mobile money is Opera news hub. Opera news hub is a platform that allows publishers to write posts, share their opinions and thoughts, and in return get paid through mobile money.

You might have seen opera news hub stories on almost every social platform.

The People that write these stories are just like you and me.

And you can also be part of the opera news hub writers. With this online typing job, you have to visit their website operanewshub.com and sign up.

With opera news hub, you get paid per the article you will write and receive a bonus based on the engagement of your articles.

Opera news hub also has so many bonuses for its writers. They used to reward its writer every week on:

• The Best Original Content Of The Week
• The Best Original Content Of The Month
• Long Read Article Of The Month
• Best Author Of The month

Winners are rewarded from $20 up to $100 throughout the month.

And the best part is, you can win a $100 bonus, and then at the end of the month, your monthly earnings will be calculated and added, and then you will receive the amount to your specified mobile money account.

And oh, I almost forgot, opera news hub has a new program called The Special Authors. This program picks the best content writers and then rewards them $100 every month. Yes, you heard me right, free $100 for just been a special author.

I am making you know this because I am part of the special authors.

List Businesses On Google Maps

Listing business on Google Maps is one of the best online paying jobs to earn huge sums of amount into your mobile money account.

Google maps are now the place to find any business you want. When someone wants to buy a television, that person will search on google maps for stores that sell televisions and other related stuff.

When someone wants to travel, that person will search for hotels at the place they are heading to, go through, and book the one they prefer.

So if you want customers, you need to list your business on google maps.

With this job, all you have to do is visit businesses both small and big, and check if that business is listed on Google maps, if they are not, ask for the manager or the one in charge of that business, and explain to him why you are there and why their business needs to be seen online.

If you can convince them, you will then be given the go-ahead to list the business, and then you will be paid to your mobile money account.

Although this is an online job, it requires you to move to the business and chat with them first.

How To List Business On Google Maps?

Make sure you are signed in with your Google account on your phone.

1. Open the Google Maps app and click on Contribute
2. Select Add Place
3. Type in the name of the business, choose the type of business from the categories.
4. Choose the Address of the business, and you can use the map to set the location of the business.
5. Add the phone numbers of that business you are listing, working hours, website if they have, and the date the business was launched (optional)
6. The final thing you will need to do is add photos of that business and upload quality images about that business so that Google will approve it fast.

Within minutes Google will mail you that your business has been listed.

15Ghana.Com

15Ghana.com is a place to earn money from your skills. Are you good at designing? Editing? Laptop repairs? Mobile phones repairs? Marketing?

Then you need to sign up on 15ghana.com. This platform is a marketplace for people to work and get paid through mobile money. Business owners looking for people with skills to work for them can also use this platform.

The platform is free to join; let me take you through how to register at 15ghana.com and start making money.

How To Register At 15Ghana.Com

1. Visit 15Ghana.com and click on Join on the top right.
2. Type in your Email, Username, Password and Mobile Number. After successful signup, confirm the signup on your mail, and then it will take you to your dashboard.
3. Move to Seller on the top right and click on Create A Job
4. Now type in the type of work you want to do and get paid through mobile money, type the description of the work, give instructions to the buyer (what you need from the buyer), and specify the days it will take you to complete the work and add images of some of your works and hit Submit.
5. The admins will review your job and then approve it so that people can contact you. You can visit the ‘My Jobs’ tab to check your job status.

Jumia Affiliate

 We all know Jumia is a marketplace where you can buy different kinds of products you need, be it clothing, gadgets, home appliance, and many more.

With Jumia, one can sit at home, go through their website, and order anything they want. Jumia will then deliver that item to you.

Do you know you can also make money from Jumia?

Yes, you heard me right. You can make money from Jumia by referring other people to their site.

Jumia affiliate allows you to get a referral link that you can place on your website or social media channels. When someone purchases a product using your link, you get a commission from that purchase.

Do you see how easy it is to make money online?

And, of course, when you reach your withdrawal threshold, Jumia will pay you through your special mobile money account.

How To Join Jumia Affiliate And Earn Commissions

1. Visit https://affiliates.jumia.com/welcome/pages/profile
2. Click on Sign Up
3. Type in your First and Last name, email, password and the type of affiliate you want to do, type in your phone number and website (if any) and hit on Register.
4. Provide your payout details by typing in your Address, payout method
5. Select Mobile Payment and type in your mobile money number and the currency (which is GHS)
6. You will then be given your affiliate link to use.

Amazon Associates

Amazon Associates is one of the best places to earn money online. If you are wondering what this program is about, Amazon associate is a program that allows advertisers to earn a commission when they advertise products from amazon, and someone buys from their links.

You need to visit amazon’s official websites, sign up and then choose the products you want to advertise and then get its referral links.

When someone makes a successful purchase, then you also receive a commission from that purchase made.

You can then place them on your website, social media channels, and even WhatsApp status.

Amazon can then pay your commissions to you through mobile money, be it MTN mobile money, Vodafone Cash, or AirtelTigo. Check out how to increase your MTN mobile money account transaction limit.

Triaba

You love to make money but answering questions?

Then Triaba is just the right one for you. If you want to make money from Triaba, all you need to do is take surveys by giving your opinions on questions and getting paid when you reach your threshold.

Triaba has many payment methods and getting paid through mobile money is among them.

Triaba is one of the most trusted online surveys you can try when you are in Ghana.

Online Surveys and Market Research

Participating in online surveys and market research studies can be a way to earn money. Companies like Toluna, Swagbucks, and SurveySavvy may offer paid surveys. Some of these platforms provide mobile money as a payment option.

Conclusion

Now you can even sit in the comfort of your home, work online, and then get paid to your mobile money account without the need always to go out and work.

In this article, we went through all the legit jobs in Ghana that pay through mobile money if your preferred mode of payment is mobile money.

We also went through the advantages of working online and the disadvantages that come with it.

It is up to you to take advantage of the sites mentioned and utilize them to make money while working from home.

Speaking of mobile money, you can also check out how to protect your mobile money account from fraudsters

The iPhone, crafted by Apple, stands among the most globally acclaimed smartphones, sharing the spotlight with Samsung.

In Ghana, the perception persists that owning an iPhone is synonymous with affluence, given its reputation as a premium and relatively expensive gadget.

As a result, a significant number of individuals aspire to acquire an iPhone once their financial means allow. Recognizing the hefty price tags on new iPhones, many opt for pre-owned devices that are more budget-friendly.

However, before finalizing the purchase of a used iPhone, it’s crucial to be mindful of certain considerations.

In this article, we’ve outlined key factors to scrutinize before making your investment in a pre-owned iPhone.

Battery

Given that a new phone doesn’t come with 100% battery health, it becomes crucial to assess the battery condition before making a purchase.

The prior owner may have used the iPhone extensively over the years without replacing the battery, leading to a potential weakening of its capacity by the time it hits the market for resale.

To evaluate the strength of the battery, utilize a feature within the phone that provides insight into its health status.

A battery health percentage of 80% and above signifies a satisfactory condition, ensuring that the battery can still perform effectively at that level of health.

This assessment is a prudent step to ensure the overall longevity and performance of the device.

Locked Or Unlocked?

iPhones come equipped with a distinctive feature designed to thwart unauthorized access in case of theft.

They are categorized into factory-unlocked, locked, and temporarily locked iPhones. Despite these security measures, certain software developers have devised methods to bypass these locks, presenting potential vulnerabilities.

When purchasing an iPhone, it’s crucial to understand the distinction between factory-locked and other locked categories.

If opting for a factory-locked iPhone, ensure the accuracy of this classification during the purchase process.

Given the intricate nature of iPhones, one effective method to confirm if an iPhone is factory-locked is by initiating a reset.

If, after resetting, you regain access to all the features, it affirms that the iPhone is indeed factory-locked and secure.

Size Of Memory

The iPhone’s memory size is a crucial factor to consider, ranging from 16GB to 512GB. When specifying the iPhone model you desire, it’s imperative to verify the memory size before completing the purchase.

Ensure that the seller demonstrates the specified memory capacity within the phone’s settings, providing you with concrete confirmation and safeguarding against any potential misinformation or deception.

This proactive approach ensures a transparent and trustworthy transaction.

Check The Other Features

Prioritizing the verification of all iPhone features is essential, and there is no specific order for this examination.

However, when dealing with higher-end models such as the iPhone X to 12 Pro Max, it is advisable to start by checking the functionality of the Face ID, given the absence of a home button on these models.

Conversely, the lower models, equipped with a home button, feature the Touch ID. Ensuring the proper operation of these biometric authentication methods is crucial, as they play a pivotal role in determining your access to the phone, particularly if it becomes locked.

Adopting a comprehensive approach to inspecting all features safeguards against potential issues and ensures the device’s overall functionality.

Is It Original?

You should also make sure that you are buying an original phone. With the iPhone, you can check to see if it is original or not. 

1. Go to the settings
2. Select ‘general’
3. Select ’about’

Upon receiving the phone, take note of the model, serial number, and model number. To verify the authenticity, copy the serial number and conduct an online search, typically on Google, to confirm its originality.

Once the search results confirm its authenticity, you can proceed with confidence, ensuring that you are acquiring an original and genuine iPhone.

This extra step provides an added layer of assurance in the authenticity of the device you are purchasing.

Conclusion

Thoroughly inspecting all features and functionalities, along with additional checks, before finalizing a purchase is crucial. Unfortunately, some sellers may attempt to sell faulty phones, only to later deny any issues once the transaction is complete.

By diligently examining the phone’s performance beforehand, you safeguard against such situations, ensuring that you acquire a fully functional and reliable device from the outset.

This proactive approach enhances the transparency and integrity of the purchasing process.

Make sure not to fall victim to such scams by always checking these before you buy. If you do not know much about iPhones, ask someone who already uses one to go with you on the purchase.  

In situations where you find yourself in an unfamiliar place and your airtime is depleted while seeking directions or, perhaps, when visiting your crush’s parents and there’s no immediate access to purchase airtime, knowing the codes for borrowing airtime becomes crucial.

Assuming you’ve preemptively read this article, the solution to your dilemma is at hand. Allow me to guide you through the codes necessary for borrowing airtime from your service provider.

Fortunately, leading telecom companies now offer the convenience of borrowing airtime, which you can repay with a modest interest when you next top up.

The following sections will outline the borrowing procedures for some of the prominent telecom companies in the country, ensuring you are well-equipped to handle such situations.

Stay tuned to learn the steps for airtime borrowing and safeguard yourself from unexpected communication hitches.

How To Borrow Airtime From MTN

1. Dial *506#
2. Select the amount of airtime that you would like to borrow from the list that pops up
3. If the available amount is too high then you can choose ‘request advance options’ and choose lesser options there

You can also borrow a bundle by choosing the data advance below

After selecting the one you want, you will then be credited with the borrowed airtime and a notification will show you how much you will pay when you top-up, if you request for MTN quick loan and you don’t qualify, click here to check out why you do not qualify.

Borrowing Airtime From Vodafone

Acquiring airtime from Vodafone is a straightforward process. During a call when your airtime is depleted, you will receive a prompt instructing you to press 1 for SOS airtime.

To efficiently manage and select the desired amount of airtime, it is recommended to terminate the call and dial *505#.

This allows you to navigate the options and specify the precise amount of airtime you require.

It’s important to note that eligibility levels may influence the ability to manually select the airtime amount.

In instances where such eligibility is lacking, the system will automatically credit your account with an appropriate amount.

Borrowing Airtime From AirtelTigo

Securing airtime from AirtelTigo is a convenient process. Simply dial *558# and await the credited amount.

The amount credited is contingent on your eligibility level, with a higher level resulting in a GHS 5.00 airtime allocation.

AirtelTigo allows for consecutive borrowing up to three times before reaching the borrowing limit.

It’s noteworthy that each successive borrow will yield a diminishing amount compared to the previous one.

Following this, borrowing is only permitted after settling the outstanding balance.

Borrowing Airtime On Glo

1. Just dial *5321#
2. Select the amount that you wish to borrow. You cannot borrow if your SIM is too new, below 3 months old
3. Press on 1 to confirm the transaction

Conclusion

Acquiring airtime from these telecom companies is a straightforward process. However, a crucial aspect to emphasize, particularly for MTN users, is the importance of timely repayment.

While the borrowing process is user-friendly, adhering to the repayment timelines is essential, especially when utilizing MTN services.

Timely repayment ensures a smooth and continuous borrowing experience while maintaining a positive relationship with the telecom provider.

Responsible borrowing practices contribute to a seamless and reliable communication experience.

You can also check out MTN call packages, Vodafone shortcodes and Vodafone made4me bundles.

Mistakenly got your mobile money account blocked and looking for how to reset MTN momo pin when blocked? Don’t panic.

After this article, you are going to know how to unlock your mobile money account.

I know you have been to Google and searched for how to unlock my mobile money account or how to reactivate my MTN momo account and it has landed you here.

You are at the right place, this is what the article is going to cover, together we will also cover what it means when you see ‘sender account is not active’ and also how to know if your MTN momo is registered.

Knowing how to reset your MTN momo pin when blocked should be easy after this article. If your account is not blocked, you might also want to go through it so that when it happens to you or your loved ones, you will be able to help them out.

We will all agree that the mobile money system has made sending and receiving money easy.

With the help of mobile money, one can now send and receive money without having to join any queue.

Whiles the mobile money mode of payments is helping Ghanaians. There are people out there that call themselves fraudsters whose main job is to use tricks to steal people’s hard-earned money from their accounts.

You can read this article taking you through how to protect your mobile money account from fraudsters.

Telcos thought of that, and because of that, they introduced measures to protect subscriber’s mobile money accounts.

One measure is to block a mobile money subscriber when they type the wrong PIN Code more than three times.

This measure is to protect mobile money accounts in case someone tries to withdraw your money.

If you once forgot your password and got your account blocked, or maybe someone tried stealing your money from your mobile money account but typed wronged passwords, and that led to your account getting blocked.

This article is definitely for you as I will take you through how to unblock your mobile money account.

But before diving in on how to unblock your account, we must first go through things to avoid doing for your account to get blocked.

Table of Contents

Here Are The Things You Should Avoid Doing In Other Not To Get Your Mobile Money Account Blocked

Don’t Always Give Your Phone To People You Don’t Trust

This is the first thing you should be thinking of when protecting your mobile money account; your PIN is what is used to confirm a transaction.

So if someone around you gets access to your phone and tries dialing the wrong passwords, your account is going to be blocked.

Use A Pin You Can Always Remember

You don’t need to be always told; many people tend to use a PIN that they will find difficult to remember.

We should note that a PIN is what is used to confirm a mobile money transaction, so anytime you are using a new PIN for your mobile money account.

Try and use a PIN that you can easily remember to avoid your mobile money account getting blocked.

So now that we have gone through the things that lead to our MTN mobile money account getting blocked, let’s dive into how to unlock your MTN mobile money account if it gets blocked.

In Case You Forget Your PIN, Don’t Try It For More Than Three Times.

At a point in time, we all forget things, although a PIN that gives you access to your money shouldn’t be something that you should forget; hey, we are humans, and everything can happen.

So if you find yourself not remembering your mobile money PIN, the best thing to do is to try resetting it.

But before you can reset your MTN mobile money PIN, you will first have to register a different number as your mobile money PIN recovery number.

This number can be your other number or someone you are close with and trust.

How To Add MTN Mobile Money PIN Recovery Number

1. On your Simcard dial *170#
2. Select 6: My Wallet
3. Choose 5: Change & Reset PIN
4. Choose 2: Reset PIN
5. Select 1: Add Recovery Contact
6. Now type in your other number. Make sure you have access to that number. Either it’s your other number, or you can get access to it anytime you want
7. Enter your PIN to confirm
8. MTN will send a one time password (OTP) to your other number, get the code and confirm to use that number as your recovery number finally

How To Reset Your MTN Mobile Money PIN

1. Dial the mobile money shortcode *170#
2. Choose 5: Change & Reset PIN
3. Choose 2: Reset PIN
4. Select Self Reset PIN
5. Select 1: Add Recovery Contact
6. Select 4: Reset Pin. You will then receive a temporary password on your recovery phone number.
7. Type in the password you received
8. Now set a new PIN code for your mobile money account.

Now that we have gone through how to reset your MTN mobile money PIN let’s dive into the main reason we are here: what if your account is blocked?

How do you unblock your account?

Before you can unblock your MTN mobile money account, you must need some details that you can use to verify your account, and these things are

• A valid national ID card (be it voter’s ID card, national insurance card, Ghana card, driver’s license). also, if you can get the one you used when registering your mobile money account for them will help speed things up for you
• Your full name and date of birth
• The last transaction you made and your mobile money account
• Your mobile money account balance
• The most recent calls you made

How To Unblock Your MTN Mobile Money Account

Now follow these steps to reactivate your mtn momo account

1. So on your blocked MTN Simcard, dial the MTN call centre number 100
2. Select your preferred language
3. Select 5 to speak to a customer care representative
4. When you get connected, make sure to explain to them what happened that lead to your account getting blocked (please be honest so that they can assist you well)
5. The customer representative will ask you some questions and then ask for your details, give them all to them. If they can confirm everything, MTN will unblock your mobile money account, and you will receive a message instructing you to reset your MTN mobile money PIN.

But what If It Doesn’t Work?

If you tried the above steps and it did not work, you will have to visit the nearest MTN office to unblock your account.

Don’t forget to go there with all the information they will need to confirm that the account belongs to you.

Mistakenly sent money to the wrong number? click here to read a step by step guide taking you through how to reverse MTN mobile money transactions.

What Does This Error Mean “This mobile number is not able to receive Mobile Money transfers”?

When you receive this error, it means the number you want to send the money to has not registered their MTN mobile money account.

To be able to send money to someone, the receiver must have a registered mobile money account, what you have to do is to tell the person to get his or he account registered.

Sometimes the mistake might be coming from you, you must also check if you have typed the correct number. Dialing a wrong number can also lead to seeing this type of error.

Wrapping It Up

Telcos always try to protect people’s mobile money accounts; sometimes, subscribers’ accounts get blocked to save them from losing their hard-earned money.

You might want to check read 5 easy ways to withdraw MTN mobile money if you don’t have your ID card with you.

If you mistakenly typed your PIN wrongly more than three times, your account will be blocked, and what you need to do next is to prove the account is for you, and then MTN will unblock your mobile money account for you.

In this article, we went through how to unblock your MTN mobile money account. Also, we dived into how to reset your MTN mobile money account PIN and add a recovery number and answered all questions about unblocking and resetting your MTN mobile money PIN such as how to reactivate my MTN momo account and how to unlock MTN momo pin.

Do you suspect someone trying to steal funds from your mobile money account? Here are also the best 6 ways to report MTN mobile money fraud cases in Ghana.

Frequently Asked Questions When It Comes To Ways To Unblock Your Mobile Money Account

Did you know that with MTN Ghana’s mobile service, you can now get loans and pay them back later? It’s all thanks to the fantastic MTN Qwikloan service.

Now, let’s dive into what the Xpressloan is all about and how you can use it to snag some big loans. Ready? Let’s go!

What Is MTN Xpressloan?

This service represents a credit offering provided by MTN Ghana through its MTN Mobile Money platform.

It empowers regular Mobile Money subscribers to secure loans conveniently using their mobile devices.

Xpressloan, akin to other loan services on the MTN Mobile Money platform, enables MTN customers to swiftly access loans within a few minutes.

Notably, this service eliminates the requirement for extensive paperwork or collateral. Once eligibility for a loan is established and a request is made, the approved loan amount is promptly transferred to the user’s Mobile Money wallet.

How To Qualify For The MTN Xpressloan

To qualify for access to an Xpressloan, it is imperative that you demonstrate consistent activity in recharging your airtime account.

Additionally, regular usage of your Mobile Money account for both sending and receiving transactions is essential.

Maintaining a timely repayment record for loans obtained through other services is crucial, as MTN evaluates the promptness of loan repayments.

This evaluation significantly influences the frequency of loan approvals.

It’s noteworthy that the charges associated with these loans are not fixed, and therefore, careful attention to the provided instructions is essential before proceeding with the loan application.

During the application process, the applicable fees for the loans will be explicitly presented, providing transparency in the financial transaction.

Ensure thorough comprehension of these details to make informed decisions.

How To Request For MTN Xpressloan   

To request a loan from the Xpressloan service, please follow the steps below.

1. Go to your dialer and dial *170#
2. Choose option 5 for financial services
3. Choose option 3 for loans
4. Choose option 2 for Xpressloan
5. Choose option 1 to request a loan
6. Input your mobile money PIN
7. Choose option 1 to view loan offers available
8. Choose the amount you need from what you see listed  
9. Enter 1 to confirm the repayment plan that will come next

Repaying MTN Xpressloan

MTN will automatically the loan from any amount that gets sent to your mobile money account. However, if you feel like paying before the time is up, follow the steps below to do so.

1. Dial *170# to access the mobile money menu
2. Choose option 5 for financial services
3. Choose option 3 for loans
4. Choose option 2 for Xpressloan
5. Choose option 2 for repaying loans
6. Input your mobile money PIN
7. Choose the amount that you are willing to pay back

The loan amount will then be deducted from your wallet

Getting Bigger Loans From MTN

You can get bigger loans from the Xpessloans service as well as all other loan services on the MTN mobile money platform. To get the bigger loans, follow the steps below.

• Make sure that you pay the loans that you take right on time
• Use your mobile money account frequently. Also, make sure to leave some amount of money in the account at all times. Do not all the money all the time
• Keep your MTN line active all the as well and try to make as many calls as possible. If you do not have anything to say, just let the call run and watch a movie. Also, make sure to use your MTN line to receive more calls as well

Conclusion

Adhering to the outlined steps in this article is instrumental in enhancing your eligibility to receive more substantial loans through MTN Xpressloan.

By consistently recharging your airtime, actively utilizing your Mobile Money account for transactions, and ensuring timely repayment of loans from other services, you create a favorable profile for loan approvals.

Following these guidelines responsibly can potentially qualify you for loans of up to GHS 1000 through MTN Xpressloan.

It’s crucial to approach the process prudently, adhering to the recommended practices to maximize your loan eligibility while maintaining financial prudence.

You can also check out our recent articles on the various Vodafone Ghana packages, how to check your Vodafone number, and ways to get loans in Ghana.

This comprehensive article aims to encompass all essential Vodafone shortcodes, catering to various services such as Vodafone Red, Vodafone Made for Me, and more.

For individuals newly acquainted with Vodafone Ghana, navigating the array of shortcodes associated with the telecom network might pose a challenge.

As a new user, you may find yourself in situations where utilizing specific shortcodes becomes imperative.

While the critical shortcodes are typically provided on the starter pack, circumstances may arise where the pack is discarded without perusal.

If you find yourself in this predicament, rest assured. This article serves as your guide, presenting a compiled list of Vodafone Ghana shortcodes to facilitate your access to the information you seek.

If the sheer volume of shortcodes proves challenging to commit to memory, consider bookmarking this site.

This way, you can conveniently access the relevant shortcode whenever the need arises, ensuring a seamless experience with Vodafone services.

So now here are the various shortcodes on the Vodafone Ghana telecom network.    

Shortcode	Use
100	Customer call center
*119*number# send	Call back
600	To port
175	Reservation of 050 number
1080	Fixed prepaid lines Access cod
*150#	For roaming enquiry
*151#	Vodafone information service
*124#	Check account balance
*134*PIN	For reload
*484*1#	Reseller balance
*142#	For swipe card service menu
*126#	Checking data information
*127#	Look for mobile number
*127*11#	news
*200#	For Vodafone red offer
*505#	For SOS credit loan
*700#	Mobile internet packages
*145#	For agent SIM registration
*313#	For Vodafone live radio
*404#	Deactivate VF mini pack
*900#	FBB bill payment, balance info
*400#	For checking SIM registration
*474#	For micro payment
*566#	For super hour
*543#	For Vodafone good morning
*480#	For Vodafone unlimited offers
*110#	For Vodafone cash
*591#	For Vodafone cash agent helpline
*510#	For agent application code
558	For Vodafone register
*530#	For Vodafone made for me
*533#	For Yendi Agoro
*565#	For number for life
*7070#	For Vodafone supreme
*556#	For Vodafone Vim offers
*5888#	For Vodafone X
##21#, ##002#	For deactivating from mini pack

Conclusion

Below are the Vodafone shortcodes that grant access to a myriad of services and information.

Given their alphanumeric nature, memorization may prove challenging; therefore, it is advisable to either jot them down or, more conveniently, bookmark this page.

By bookmarking, you create an effortless way to retrieve the needed shortcode. The process involves activating your data, loading the page from your bookmarks, and swiftly identifying the relevant shortcode, ensuring a hassle-free experience.

Embrace this simplicity for quick and easy access to the Vodafone services you require.

For other Vodafone-related articles, you can check out:

• Ways to report Vodafone cash fraud cases in Ghana
• Vodafone call packages
• How to withdraw Vodafone cash token from ATM

Hollard Ghana stands out as one of the most dynamic and high-performing insurance companies in the Ghanaian market.

Combining local expertise with the global experience of its South African headquarters, Hollard Ghana has established a strong presence in the insurance industry.

The company is dedicated to providing top-notch insurance solutions, carefully tailored to address the unique risks faced by its diverse clientele.

As we delve into this article, we will explore the exceptional features and offerings that make Hollard Ghana a standout insurance provider in the country.

Background

Hollard Ghana has undergone significant transformations since its inception. Originally established as Madison Insurance in 1993, the company initially operated under that name.

In 1997, a shift occurred, leading to a rebranding as Metropolitan Insurance Company Limited.

During this period, the company primarily focused on providing life insurance products to its clientele.

The pivotal turning point came in 2006 when Metropolitan Insurance decided to broaden its scope beyond life insurance, diversifying into other areas of insurance.

The year 2015 marked a crucial milestone when the Hollard Group acquired a majority share of the company.

This change in ownership prompted another rebranding, resulting in the company adopting the name Hollard Ghana, aligning it with its majority shareholder’s identity.

With its roots firmly established in Ghana, Hollard Ghana has expanded its reach to multiple cities, including Kumasi, Tema, Takoradi, and Tamale.

This strategic geographical presence enables the company to effectively serve clients across the nation.

Customer service

Hollard Ghana has strategically positioned itself to provide comprehensive customer service through a network of service centers across the country.

These centers are staffed by dedicated relationship managers and supported by approximately 40 full-time sales executives, collectively working to meet the needs of clients throughout Ghana.

The emphasis on a widespread network ensures that customers have accessible points for assistance and engagement with the company.

Furthermore, Hollard Ghana actively participates in industry associations, signifying its commitment to the broader insurance community.

As a member of the Ghana Insurers Association (GIA), the company engages with the local insurance industry, contributing to its growth and development.

Additionally, Hollard Ghana is part of the West African Insurance Companies Association (WAICA), fostering collaboration with insurance entities in the West African region.

Its membership in the African Insurance Organization (AIO) further highlights the company’s involvement in the broader African insurance landscape.

These affiliations underscore Hollard Ghana’s commitment to industry standards, collaboration, and continuous improvement.

Insurance Products

Hollard Ghana now offers a wide range of insurance to its customers all over the country. These insurance products are grouped into several categories that cater to various areas. Below are some of the insurance products offered by Hollard Ghana.

Personal Insurance

1. Personal accident
2. Travel Insurance
3. Motor insurance
4. Home Insurance
5. Executive Insurance 
6. Home Insurance
7. Burglary insurance
8. Fire insurance
9. Combined fire and burglary insurance

Business Insurance

1. Group personal accident insurance
2. Workers compensation insurance
3. Business interruption insurance
4. Fidelity guarantee insurance
5. Money insurance
6. Burglary insurance
7. Fire insurance
8. Combined fire and burglary insurance
9. Office compensation insurance
10. Bonds
11. Product liability insurance
12. Public liability insurance
13. Directors and officers indemnity insurance
14. Professional indemnity insurance
15. Stevedore and shore handling insurance
16. Assets all-risk insurance
17. Engineering insurance
18. Goods in transit insurance
19. Business travel insurance
20. Hole in one insurance
21. Motor fleets insurance

These are some of the products that are offered by Hollard Ghana Insurance Company. 

Hollard Insurance Affiliations

Hollard Ghana is also affiliated with some companies in Ghana such as Absa Bank.

Absa Bank has been banking in Ghana for over 95 years. Hollard Ghana is able to offer a unique set of products to the Absa Bank customers such as Absa Hospital benefit

1. Absa Up sell hospital cash benefit
2. Absa-embedded travel insurance
3. Absa third-party motor insurance
4. Absa third-party fire and theft motor insurance
5. Absa comprehensive motor insurance

Hollard Insurance Contact Details

If you feel like getting in touch with Hollard Ghana to have all your insurance needs taken care of, you would be in need of their contacts. Below is the contact of Hollard Ghana.

• Physical address: 11 Patrice Lumumba Road, Airport Residential Area
• Postal address: P. O. Box GP 20084, Accra, Ghana
• GPS coordination: 5.603026, -0.189267
• Contact: +233 302 220966

Conclusion

For those seeking top-tier insurance coverage and a sense of security, Hollard Ghana stands out as a premier destination for the best insurance products available in the country.

In an environment where uncertainties abound, safeguarding yourself with the comprehensive insurance policies offered by Hollard Ghana becomes a prudent choice.

The company’s commitment to delivering tailored and reliable insurance solutions ensures that clients receive the protection they need.

Trust in Hollard Ghana for peace of mind and a robust insurance experience in navigating life’s uncertainties.

You can also check out Hollard Insurance competitors such as donewell insurance company and phoenix insurance company.

Acquiring mobile phones, especially from reputable stores, can be a significant financial investment. In Ghana, many individuals opt for used phones to manage costs, while others may attempt to secure deals from roadside sellers, sometimes leading to unfortunate outcomes.

A common challenge contributing to such situations is the absence of robust credit systems that would enable people to purchase products and pay for them in installments over a set period.

Unlike some international markets where installment plans are common, Ghana had not previously embraced such systems until the introduction of a groundbreaking service by Vodafone Ghana.

Vodafone Ghana, leveraging its Vodafone Cash service, has introduced a unique offering that empowers its subscribers to acquire high-quality mobile phones and settle the costs through convenient installment payments.

This service aims to address the financial constraints many individuals face when purchasing phones, providing a more accessible and flexible payment option.

About Vodafone Cash Pay Small Small

The Vodafone Cash Pay Small Small service introduced by Vodafone Ghana is a payment system designed to offer users the flexibility to make purchases from registered partners and subsequently pay for these products or services through convenient monthly installments.

To avail of this service, individuals need to complete the registration process for the Vodafone Cash Pay Small Small feature.

Once registered, users gain the ability to utilize this service for acquiring various gadgets and products, making the purchasing process more accessible and accommodating.

The monthly installment structure allows for a more manageable and structured approach to payments, enhancing affordability and financial convenience for users.

How It Works

To utilize the Vodafone Cash Pay Small Small service, individuals can visit the Vodafone Cash website to explore the available products for purchase. Upon selecting a desired product, the first payment is to be made on the registration day.

Following the initial payment, users receive a unique reference code that serves to track the cumulative amount paid over time.

This reference code is crucial for subsequent payments. Monthly payments, including a monthly charge, are made from the subscriber’s Vodafone Cash wallet.

For instance, if the first payment is made on 1st January, the next payment is scheduled for 1st February.

Upon completing the final payment, Vodafone Cash sends a pickup code to the subscriber. To collect the purchased product, individuals present the pickup code along with their ID card.

In the event of canceling the purchase, a 10% deduction is applied to the amount paid, with the remaining funds returned to the Vodafone Cash wallet within 5 days.

It’s important to note that the tenor of the items, or the duration of the installment plan, is determined by the shop on the signup platform.

Once the tenor is chosen, it cannot be altered. This structured approach enhances transparency and accountability throughout the purchase process.

How To Register Vodafone Cash Pay Small Small

1. You can register for the service through the following steps.
2. Dial *110#
3. Choose option 4
4. Choose option 6
5. Choose option 1
6. Enter the item code on the vendor’s shop
7. Choose a period of payment. You can choose from 3months to a 1 year
8. You will get a brief of the product with a monthly installment fee, select option 1
9. Enter Vodafone cash pin to confirm the payment
10. A reference code will then be sent to you upon completion

Making Payment Before The Agreed Last Day

1. Dial *110#
2. Choose option 4
3. Choose option 6
4. Choose option 2
5. Input the reference code
6. You will then be given the option to make payment for the remaining amount

Partner shops

The partner shops where you can buy the products are 

1. Electroland
2. iPlace
3. novotech
4. sunseekers Tour
5. appliance Republic

Conclusion 

Vodafone’s innovative service, the Vodafone Cash Pay Small Small, has significantly eased the process of acquiring necessary items for individuals.

This service empowers people to make purchases even when they don’t have the full amount upfront, enabling them to pay gradually over time.

It provides a practical solution for those who may not have the entire sum available immediately but still wish to access and enjoy the products they need.

The evolution of loan accessibility, particularly with the advent of the internet, has indeed transformed the financial landscape.

Traditionally, obtaining a loan was largely restricted to banks, and collateral was often a prerequisite, limiting access to a select group of individuals.

However, the Internet has paved the way for more inclusive and accessible lending options.

Telecom companies have played a significant role in this shift by introducing services that allow their subscribers to obtain loans without the need for collateral. Many of these services operate in collaboration with loan lending companies, expanding the reach of financial services to a broader audience.

In addition to telecom services, there are also mobile apps that facilitate loan acquisition by collecting user details. These apps serve as platforms through which loan lending companies can reach potential borrowers.

In your article, you’ve highlighted the impact of these changes and the emergence of MTN mobile loan lending platforms in Ghana.

This reflects the ongoing trend of leveraging technology and partnerships to make financial services, including loans, more accessible to a wider range of individuals.

MTN Qwikloan

One of the prevalent mobile loan lending services in Ghana is MTN Qwikloan, offered through the MTN mobile money platform.

This service holds the distinction as arguably the pioneering loan lending service introduced in the country by a telecommunications company.

MTN Qwikloan facilitates the prompt provision of short-term loans to MTN subscribers upon application, with the repayment period typically spanning one month.

This service signifies a noteworthy collaboration, being affiliated with AFB Ghana, a financial institution engaged in providing loans to eligible individuals who submit applications.

The introduction of MTN Qwikloan marks a milestone in the financial services landscape, demonstrating the telecom industry’s foray into innovative loan offerings and contributing to enhanced financial accessibility for individuals in Ghana.

How To Apply For MTN Qwikloan

1. Dial *170#
2. Choose option 5
3. Choose option 3
4. Choose option 1 for a loan
5. Select option 1
6. Choose option 1 again
7. Enter your momo pin now

The loan will then be sent to your Momo account and you can withdraw it from any Momo vendor in the country. The loan will have to be paid after 30d days.

MTN Ahomka Loan

This exclusive loan service is reserved for a select group of MTN subscribers seeking financial assistance.

Eligible applicants can experience the expeditious disbursement of their requested loans within a mere 1-minute timeframe after completing the requisite details during the application process.

How To Apply For MTN Ahomka Loan

1. Dial *170#
2. Choose option 5
3. Choose option 3
4. Choose option 3 for the Ahomka loan
5. Choose option 1
6. Enter your momo pin
7. Select option 1
8. Choose the amount of loan you prefer
9. Selection option 1 to confirm the repayment plan

The loan will then be sent to your mobile wallet

MTN Xpressloan

MTN Ghana offers yet another loan service for its users in the country. Similar to other loan services, this option allows users to apply for a loan and receive approval within a few minutes.

Notably, no collateral is required for this loan, aligning with the user-friendly approach of MTN’s loan services.

Upon approval, the loan amount is conveniently sent to the user’s mobile money wallet, providing them the flexibility to cash it at any nearby mobile money vendor.

How To Apply For The MTN Xpressloan

1. Dial the usual *170#
2. Choose option 5
3. Choose option 3
4. Choose option 2 for express loan
5. Now choose option 1
6. Enter your momo pin
7. Choose option 1
8. Select a preferred loan amount
9. Select option 1 to confirm your repayment plan

After the loan has been processed, the money will then be sent to your mobile money account for you to cash.

Conclusion

These aforementioned loan services are accessible on the MTN Ghana network, and exclusively offered to MTN Ghana subscribers.

Notably, the application process for these services shares a commonality, particularly in the initial stages.

It is crucial to emphasize the importance of timely loan repayments to maintain a positive credit history and ensure continued eligibility for future loans.

Responsible repayment practices contribute to a favorable financial profile, enhancing the likelihood of obtaining loans when needed. You can also check out collateral free loans services in Ghana.

Explore this article to gain insights into Uber’s services, early booking strategies, and essential safety measures when using the platform.

Uber, a prominent global ridesharing corporation, initiated its services in Ghana in 2016. The primary mission of the company is to connect individuals seeking rides with vehicle owners eager to supplement their income by offering rides to others.

For many Ghanaians, utilizing Uber is a straightforward process involving downloading the app, creating an account, and then requesting a ride to their desired destination.

Nevertheless, there are numerous ways to enhance the quality of your rides, making them more seamless and enjoyable.

Why settle for a stressful journey when you have the opportunity to relish a comfortable ride, considering that you are essentially renting the vehicle for your travel needs? Delve into the details to optimize your Uber experience in Ghana.

What is Uber?

Uber Technologies, Inc., an American multinational company, holds diverse interests spanning various industries, including ride-hailing, food delivery, and additional delivery services.

In the Ghanaian market, the company primarily focuses on providing ridesharing services. Through a user-friendly app, individuals can effortlessly secure a ride to their destination by simply hailing one through the platform.

How To Get The Best Out Of Uber

Your Neighborhood

Efficiently navigating the Uber platform in Ghana involves considering specific factors to optimize your experience.

Before delving into strategies for a seamless Uber encounter, it’s crucial to determine the compatibility of Uber with your neighborhood.

As of now, Uber operates in select areas, namely Accra, Tema, and Kumasi. Contrary to the common belief that securing a ride is as straightforward as opening the app, the reality is more nuanced.

It might require multiple attempts, perhaps up to five times, before successfully securing a ride, and this is contingent on the willingness of a driver to pick you up.

The availability of rides is influenced by geographical locations within the operational areas. For instance, individuals in areas with robust internet connectivity, such as Accra and Kumasi, and those residing in affluent neighborhoods like East Legon, Osu, Labone, and the Airport residential areas, generally have a higher likelihood of promptly securing a ride compared to those in areas like Weija and McCarthy Hills environs.

Notably, the University of Ghana campus emerged as a hotspot for Uber availability. The concentration of tech-savvy young people on the campus contributes to a significant number of cars in this area.

To enhance your chances of securing an Uber promptly, choose your location wisely. If you find yourself in an area with limited Uber availability, waiting for a ride might prove futile, leading to delays in reaching your destination.

Avoid wasting time in such situations, especially when confronted with a ‘no cars available’ message on the app.

Time

To ensure a punctual and stress-free experience with Uber in Ghana, it is advisable to proactively plan ahead.

Calling for an Uber at least 20 minutes before your intended departure time is a prudent strategy. This approach takes into consideration the cultural context, as adherence to schedules can vary.

Initiating the ride request even before you commence your preparations to leave is a wise move. In Ghana, where timeliness may not always be a priority for everyone, this practice helps avoid unnecessary delays.

If you wait until you are fully ready before calling for an Uber, you may find yourself waiting an additional 20 minutes for the driver to arrive.

It’s important to note that the estimated arrival time provided by the Uber app, such as indicating that a driver is 10 minutes away, does not necessarily mean the driver will reach you precisely in that timeframe.

Factors like traffic conditions and unforeseen delays can impact the actual arrival time. Therefore, planning for an earlier pickup ensures that you have a buffer to accommodate any unexpected delays, contributing to a smoother and more reliable transportation experience.

Safety

Safety is of paramount importance when using ride-sharing services like Uber. It’s crucial to be aware that not all drivers may have honorable intentions, and some may engage in illicit activities. To enhance your safety, consider the following precautions:

1. Vet Your Driver: Before entering the vehicle, verify that the driver matches the information provided in the app. Check the driver’s name, photo, and the license plate of the vehicle.
2. Be Assertive: If you feel uncomfortable during the ride, don’t hesitate to speak up. Politely ask the driver to adjust their speed if they are driving unsafely. Your safety is a priority.
3. Share Your Trip: Utilize the app’s features to share your trip details with a friend or family member. This way, someone is aware of your whereabouts and can monitor your journey in real-time.
4. Stay Vigilant: Pay attention to the route the driver is taking. If it deviates significantly from the expected path, question the driver or contact someone for assistance.
5. Emergency Contact: Save an emergency contact in your phone and be ready to call for help if needed. Familiarize yourself with local emergency numbers.
6. Trust Your Instincts: If something doesn’t feel right, trust your instincts. If you feel threatened or uncomfortable, consider ending the ride and finding alternative transportation.

Remember, your safety is a shared responsibility between you and the service provider. Taking proactive measures and staying vigilant can contribute significantly to a secure and reliable ride-sharing experience.

Directions

Utilizing notable landmarks as reference points for your Uber driver is a practical strategy to ensure a swift and accurate pickup.

This method serves a dual purpose by not only guiding the driver efficiently but also offering insights into their familiarity with the neighborhood.

By providing clear landmarks, you enhance the chances of the driver reaching your location promptly.

Notable landmarks act as visual cues, making it easier for drivers to identify your destination. This is particularly advantageous in areas with complex or unfamiliar street layouts.

Moreover, observing how well the driver navigates based on landmarks can offer valuable information about their knowledge of the neighborhood.

A driver who is familiar with the major landmarks is likely to navigate more confidently and efficiently.

Conclusion

Uber is great to get around town and knowing how to get the best out of the ridesharing platform makes it more fun, you can also check out how to register as a bolt driver if you want to join this business.